545 Serrano Summit Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 545 Serrano Summit Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,680 sqft · built 2019
Lot Size	0.087 acres (3,801 sqft)
Owner	Individual Name on Record
Last Sale	$2,000,000 (Nov 2022)
Tax Bill	$21,962 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-721-06`

Property Details

APN / Parcel Number

Primary APN	`610-721-06`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,680 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	3,801 sqft (0.087 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	545 SERRANO SUMMIT DR
City	LAKE FOREST
State	CA
Zip	92630-7624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18162 BLK LOT 5
Legal Tract	18162
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52425

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	545 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Deed Document Number	2022000382191
Record Updated	Jun 8, 2026

November 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 17, 2022
Property Address	545 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624
Document Number	0000382191
Map Reference	MB 985 PG 1-8
Instrument Date	Nov 1, 2022
Instrument	2022000382191
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2022
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	545 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624

Mortgage

Document Number	0000382192
Date	Nov 17, 2022
Instrument	2022000382192

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	12.1%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$21,962.00 (+4.31%) Homeowner's exemption	$2,080,800 (+4.04%) Land $1,315,023 Building $765,777
2023	$21,055.00 (+87.09%) Homeowner's exemption	$2,000,000 Land $1,263,958 Building $736,042
2022	$11,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks, T-Mobile.

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