Orange County property record for 527 Serrano Summit Dr, Lake Forest, CA 92630 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,677 sqft Living Area |
| Lot Size | 5,224 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,855,000 (2023) |
| Tax Bill | $20,395.00 (2025) |
| Primary APN | 610-721-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,677 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 5,224 sqft (0.119 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 478 sqft Garage |
| Street Address | 527 SERRANO SUMMIT DR |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-7624 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 18162 BLK LOT 2 |
| Legal Tract | 18162 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | IRVINE-LAKE FOREST |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 52425 |
Source: Orange County records · APN 610-721-03
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 527 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CTBC BANK CORP USA |
| Feb 24, 2023 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN CONTINENTAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on Record |
| Deed Sale | Feb 24, 2023 · Amount on Record |
| Deed Doc Number | 2023000043246 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 527 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 527 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624 |
| Document Number | 0000349269 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025000349269 |
| Name | CTBC BANK CORP USA |
|---|---|
| Type | Bank |
| Address | ROWLAND HEIGHTS, CA 91748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6% |
| Max Rate At Change | 11% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 24, 2023 |
| Property Address | 527 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624 |
| Document Number | 0000043246 |
| Map Reference | MB 985 PG 1-8 |
| Instrument Date | Feb 08, 2023 |
| Instrument | 2023000043246 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | LENNAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 527 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624 |
| Document Number | 0000043247 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023000043247 |
| Name | AMERICAN CONTINENTAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Mar 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6% |
| Max Rate At Change | 8% |
| Index | Prime Rate |
| Max Rate | 12% |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $20,395.00 (+87.61%) | $1,929,942 (+85.49%) Land $1,133,783 Building $796,159 |
| 2023 | $10,871.00 (+157.48%) | $1,040,431 Land $399,032 Building $641,399 |
| 2022 | $4,222.00 |
527 Serrano Summit Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 35th percentile of exposed land nationally · 21st in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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