Ballard County property record for 545 Second St, Wickliffe, KY 42087 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1976 |
| Square Footage | 1,692 sqft Living Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Garage | Detached, 864 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $73,500 (2009) |
| Tax Bill | $810.00 (2025) |
| Primary APN | 15A-05-01 |
|---|---|
| Alternative APN |
|
| Building Area | 1,692 sqft Living Area |
|---|---|
| Basement Area | 1,692 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached |
| Garage Area | 864 sqft Garage |
| Patio Area | 200 sqft Patio |
|---|---|
| Porch | Porch |
| Porch Area | 108 sqft Porch |
| Terrain | Steep |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 545 SECOND ST |
|---|---|
| City | WICKLIFFE |
| State | KY |
| Zip | 42087-9292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | WICKLIFFE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 950300 |
Source: Ballard County records · APN 15A-05-01
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 SECOND ST, WICKLIFFE, KY 42087-9292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit THE PADUCAH BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2009 · Amount on Record |
| Deed Sale | Apr 07, 2009 · Amount on Record |
| Deed Document Number | 215013 |
| Deed Book / Page | DEED 088 / 001 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 545 SECOND ST, WICKLIFFE, KY 42087-9292 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 000113/409 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 113/409 |
| Instrument | 522035 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 545 SECOND ST, WICKLIFFE, KY 42087-9292 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 545 SECOND ST, WICKLIFFE, KY 42087-9292 |
| Document Number | 000107/132 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 107/132 |
| Instrument | 520819 |
| Name | THE PADUCAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ballard County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Wickliffe City |
| Unified School District | Ballard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $810.00 (-27.87%) | $80,000 (-) | $80,000 (-) |
| 2023 | $1,123.00 Additional exemption filed | $80,000 | $80,000 |
Source: FEMA National Flood Hazard Layer, Ballard County (21007C), updated July 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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