519 Second St, Wickliffe, KY 42087 Property Records

Ballard County property record for 519 Second St, Wickliffe, KY 42087

Property Summary

Property Type	Single Family Home
Details	1,176 sqft
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Aug 2024)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	May 2019 Line of Credit Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15A-05-02`

Property Details

APN / Parcel Number

Primary APN	`15A-05-02`
Alternative APN	`3263`

Interior

Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	519 SECOND ST
City	WICKLIFFE
State	KY
Zip	42087-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWN WICKLIFFE
Jurisdiction	BALLARD KY
Township / Civil Division	WICKLIFFE
Census Block Group	3
Census Block	3034
Census Tract	950300

Owner

Source: Ballard County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	519 SECOND ST, WICKLIFFE, KY 42087-9292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · Line of Credit SIGNET FCU
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit SIGNET FCU
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit SIGNET FCU
Jan 23, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Oct 29, 2013 · Amount on Record
Deed Book / Page	137 / 224
Prior Transfer Date	Dec 2, 2005
Prior Transfer Doc	DEED077/589
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	519 SECOND ST, WICKLIFFE, KY 42087-9292
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	099/560
Date	May 1, 2019
Book Page	099/560
Instrument	266424

Lender

Name	SIGNET FCU
Type	Credit Union
Address	PADUCAH, KY 42002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	519 SECOND ST, WICKLIFFE, KY 42087-9292
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	103/240
Date	Dec 23, 2019
Book Page	103/240
Instrument	267662

Lender

Name	SIGNET FCU
Type	Credit Union
Address	PADUCAH, KY 42002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 22, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	519 SECOND ST, WICKLIFFE, KY 42087-9292
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	100/550
Date	Jul 24, 2019
Book Page	100/550
Instrument	266923

Lender

Name	SIGNET FCU
Type	Credit Union
Address	PADUCAH, KY 42002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 23, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Jan 23, 2019
Property Address	519 SECOND ST, WICKLIFFE, KY 42087-9292
Document Number	118/470
Book / Page	118 / 470
Map Reference	MB A PG 140
Instrument Date	Jan 2, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 MESA DR, 107, MAYFIELD, KY 42066-1963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 SECOND ST, WICKLIFFE, KY 42087-9292

Tax Assessment & Valuation

Source: Ballard County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Municipality	Wickliffe City
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00 (+100.63%)	$125,000 (+177.78%)	$125,000 (+177.78%)
2023	$631.00 Additional exemption filed	$45,000	$45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1979–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WICKLIFFE MUNICIPAL WATER SYSTEM serves 1,264 people · EPA ID KY0040469
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	14 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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