San Joaquin County property record for 545 Sandy Ln, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,711 sqft Living Area |
| Lot Size | 6,504 sqft (0.149 acres) |
| Garage | Mixed |
| Last Sale | $415,000 (2019) |
| Tax Bill | $5,017.00 (2025) |
| Primary APN | 259-650-100-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,711 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 6,504 sqft (0.149 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 545 SANDY LN |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-9235 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 06-FM PT OF 259-020-89 PER WAGNER WOODS UNIT NO 2 |
| Legal Subdivision | WAGNER WOODS UNIT #2 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4022 |
| Census Tract | 5004 |
Source: San Joaquin County records · APN 259-650-100-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2286 GENOA ST, DANVILLE, CA 94506-1907 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Mar 20, 2019 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) MUFG UNION BANK NA |
| Nov 15, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2019 · Amount on Record |
| Deed Sale | Mar 20, 2019 · Amount on Record |
| Prior Sale | Nov 15, 2017 |
| Deed Doc Number | 2019-027604 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 545 SANDY LN, RIPON, CA 95366-9235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 2286 GENOA ST, DANVILLE, CA 94506-1907 |
| Document Number | 0000111186 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | 2020-111186 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 20, 2019 |
| Property Address | 545 SANDY LN, RIPON, CA 95366-9235 |
| Document Number | 0000027604 |
| Map Reference | MB 40 PG 63 |
| Instrument Date | Mar 07, 2019 |
| Instrument | 2019-027604 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | PLACER TITLE COMPANY MANTECA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 2286 GENOA ST, DANVILLE, CA 94506-1907 |
| Document Number | 0000027605 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 2019-027605 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 6.62% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 15, 2017 |
| Property Address | 545 SANDY LN, RIPON, CA 95366-9235 |
| Document Number | 0000133103 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 133103 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 SANDY LN RIPON CA 953669235, RIPON, CA 95366-9235 |
| Document Number | 133104 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 133104 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2047 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,017.00 (+3.81%) | $462,935 (+4.04%) Land $133,860 Building $329,075 |
| 2023 | $4,833.00 (+1.62%) | $444,961 Land $128,663 Building $316,298 |
| 2022 | $4,756.00 |
545 Sandy Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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