545 Red Bluff Dr, Athens, GA 30607 Property Records

Athens-Clarke County Unified Government property record for 545 Red Bluff Dr, Athens, GA 30607

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,708 sqft · built 2017
Owner	Company Name on Record
Tax Bill	$4,979 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-4-B1 T-013`

Property Details

APN / Parcel Number

Primary APN	`05-4-B1 T-013`
Alternative APNs	`054B1 T 13` `43042`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,708 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	43042
Old Parcel Number	054B1 T 13
Street Address	545 RED BLUFF DR
City	ATHENS
State	GA
Zip	30607-6579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8(PD)
Legal Description	LOT 13 - BLK T - PHASE 11-B - OAK GROVE
Legal Subdivision	OAK GROVE
Legal Phase	11
Legal Block	T
Legal Lot Number	13
Jurisdiction	CLARKE GA
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3013
Census Tract	130400

Owner

Source: Athens-Clarke County Unified Government records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	545 RED BLUFF DR, ATHENS, GA 30607-6579
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
May 12, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage * OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023
Deed Sale	May 15, 2023
Prior Sale	Dec 20, 2016 · Amount on Record
Deed Document Number	0005491520
Deed Book / Page	4587 / 87
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	2017-001509
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	545 RED BLUFF DR, ATHENS, GA 30607-6579
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 RED BLUFF DR, ATHENS, GA 30607-6579

Mortgage

Document Number	0052370000000502
Date	Aug 6, 2021
Book Page	0000005237/0000000502

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	May 12, 2017
Property Address	545 RED BLUFF DR, ATHENS, GA 30607-6579
Document Number	0045870087
Book / Page	004587 / 000087
Instrument Date	May 5, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	545 RED BLUFF DR ATHENS GA 30607, ATHENS, GA 30607

Mortgage

Document Number	45870089
Date	May 12, 2017
Book Page	004587/000089

Lender

Name	* OTHER INSTITUTIONAL LENDERS
Address	3290 NORTHSIDE PKWY NW # 600, ATLANTA, GA 30327-2268

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,979.00 (+16.09%) Homeowner's exemption Senior Citizen's exemption	$245,698 (+11.77%) Land $26,000 Building $219,698	$614,246 (+11.77%) Land $65,000 Building $549,246
2023	$4,289.00 (-8.78%) Homeowner's exemption Senior Citizen's exemption	$219,828 (+19.62%) Land $24,000 Building $195,828	$549,569 (+19.62%) Land $60,000 Building $489,569
2022	$4,702.00 Homeowner's exemption	$183,771 Land $24,000 Building $159,771	$459,427 Land $60,000 Building $399,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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