515 Red Bluff Dr, Athens, GA 30607 Property Records

Athens-Clarke County Unified Government property record for 515 Red Bluff Dr, Athens, GA 30607

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,822 sqft · built 2017
Owner	Individual Name on Record
Last Sale	$649,000 (May 2023)
Tax Bill	$7,581 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-4-B1 T-010`

Property Details

APN / Parcel Number

Primary APN	`05-4-B1 T-010`
Alternative APNs	`054B1 T 1` `43039`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,822 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Other
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	43039
Old Parcel Number	054B1 T 1
Street Address	515 RED BLUFF DR
City	ATHENS
State	GA
Zip	30607-6579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8(PD)
Legal Description	LOT 10 - BLK T - PHASE 11-B - OAK GROVE
Legal Subdivision	OAK GROVE
Legal Phase	11
Legal Block	T
Legal Lot Number	10
Jurisdiction	CLARKE GA
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3013
Census Tract	130400

Owner

Source: Athens-Clarke County Unified Government records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	515 RED BLUFF DR, ATHENS, GA 30607-6579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK AND TRUST
May 20, 2022	Warranty Deed, Transfer
Jul 27, 2017	Grant Deed, Subdivision Related Transfer SUNTRUST MTG
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MADISON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	0005490392
Deed Book / Page	5490 / 392
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE GA
Recording Date	May 31, 2023
Property Address	515 RED BLUFF DR, ATHENS, GA 30607-6579
Document Number	0054900392
Book / Page	5490 / 392
Instrument Date	May 31, 2023
Instrument	2023-001595
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 RED BLUFF DR, ATHENS, GA 30607-6579

Mortgage

Document Number	0005490394
Date	May 31, 2023
Instrument	5490/394

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	515 RED BLUFF DR, ATHENS, GA 30607-6579
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 RED BLUFF DR, ATHENS, GA 30607-6579

Mortgage

Document Number	0053940000000105
Date	Jul 7, 2022
Book Page	0000005394/0000000105

Lender

Name	FIRST AMERICAN BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE GA
Recording Date	May 20, 2022
Property Address	515 RED BLUFF DR, ATHENS, GA 30607-6579
Document Number	0053750388
Book / Page	5375 / 388
Instrument Date	May 20, 2022
Instrument	2022-001702
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 RED BLUFF DR, ATHENS, GA 30607-6579

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Jul 27, 2017
Property Address	515 RED BLUFF DR, ATHENS, GA 30607-6579
Document Number	0046160051
Book / Page	004616 / 000051
Instrument Date	Jul 26, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$339.06
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 RED BLUFF DR ATHENS GA 306076579, ATHENS, GA 30607-6579

Mortgage

Document Number	46160053
Date	Jul 27, 2017
Book Page	004616/000053

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	515 RED BLUFF DR, ATHENS, GA 30607-6579
Document Number	0045570390
Book / Page	004557 / 000390
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0045570390
Date	Feb 20, 2017
Book Page	004557/000390

Lender

Name	FIRST MADISON BK&TR
Type	Bank
Address	ATHENS, GA 30601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 19, 2018

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,581.00 (+1.7%) Homeowner's exemption	$262,240 (+9.93%) Land $26,000 Building $236,240	$655,601 (+9.94%) Land $65,000 Building $590,601
2023	$7,454.00 (+25.36%)	$238,541 (+27.97%) Land $24,000 Building $214,541	$596,352 (+27.97%) Land $60,000 Building $536,352
2022	$5,946.00	$186,401 Land $24,000 Building $162,401	$466,003 Land $60,000 Building $406,003

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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