San Diego County property record for 545 Prescott Ave, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,164 sqft · built 1948 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $424,000 (Nov 2017) |
| Tax Bill | $6,279 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 488-321-22-00 |
| Primary APN | 488-321-22-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 PRESCOTT AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-6014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | BLK 10 LOT 4 S 1/4 MEAS ON E LI TR 000597 |
| Legal Subdivision | EL CAJON CITY |
| Legal Tract | 000597 |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 15802 |
Source: San Diego County records · APN 488-321-22-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 PRESCOTT AVE, EL CAJON, CA 92020-6014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 04, 2021 | Grant Deed, Transfer · Conventional Mortgage JWH FINANCIAL INC |
| Nov 28, 2017 | Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on Record |
| Deed Sale | Nov 28, 2017 · Amount on Record |
| Prior Sale | Jan 10, 2014 · Amount on Record |
| Deed Document Number | 2017551691 |
| Prior Transfer Date | Oct 26, 2015 |
| Prior Transfer Doc | 0000568437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 PRESCOTT AVE, EL CAJON, CA 92020-6014 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5329 ENCINA DR, SAN DIEGO, CA 92114-6216 |
| Document Number | 0000344678 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022-0344678 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 04, 2021 |
| Property Address | 545 PRESCOTT AVE, EL CAJON, CA 92020-6014 |
| Document Number | 0000553847 |
| Map Reference | MAP 597 |
| Instrument Date | Jul 24, 2021 |
| Instrument | 2021-0553847 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 PRESCOTT AVE, EL CAJON, CA 92020-6014 |
| Document Number | 0000553848 |
|---|---|
| Date | Aug 04, 2021 |
| Instrument | 2021-0553848 |
| Name | JWH FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 28, 2017 |
| Property Address | 545 PRESCOTT AVE, EL CAJON, CA 92020-6014 |
| Document Number | 0000551691 |
| Map Reference | MAP597 |
| Instrument Date | Oct 21, 2017 |
| Instrument | 2017-0551691 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 545 PRESCOTT AVE, EL CAJON, CA 92020-6014 |
| Document Number | 0000551692 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017-0551692 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $492,080 (+2%) Land $235,887 Building $256,193 | |
| 2025 | $6,279.00 (+5.07%) Homeowner's exemption | $482,432 (+4.04%) Land $231,262 Building $251,170 |
| 2023 | $5,976.00 (+2.19%) Homeowner's exemption | $463,701 Land $222,283 Building $241,418 |
| 2022 | $5,848.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.
Based on FCC filings for 618 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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