544 Prescott Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 544 Prescott Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1980
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (May 2021)
Tax Bill	$7,644 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`488-310-16-00`

Property Details

APN / Parcel Number

Primary APN	`488-310-16-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	848 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	544 PRESCOTT AVE
City	EL CAJON
State	CA
Zip	92020-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 16 TR 002444
Legal Subdivision	HAMILTON SQUARE
Legal Tract	002444
Legal Block	3
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	15802

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	544 PRESCOTT AVE, EL CAJON, CA 92020-6015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Sep 24, 2019	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LNDG
Jan 12, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	2021376526
Prior Transfer Date	Mar 13, 2015
Prior Transfer Doc	0000136648
Record Updated	Sep 20, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2021
Property Address	544 PRESCOTT AVE, EL CAJON, CA 92020-6015
Document Number	0000376526
Map Reference	MAP 2444
Instrument Date	May 3, 2021
Instrument	2021-0376526
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	544 PRESCOTT AVE, EL CAJON, CA 92020-6015
Investor	Possibly a Property Investor

Mortgage

Document Number	0000376527
Date	May 18, 2021
Instrument	2021-0376527

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 24, 2019
Property Address	544 PRESCOTT AVE, EL CAJON, CA 92020-6015
Document Number	0000421407
Instrument Date	Aug 27, 2019
Instrument	421407
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$498.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	544 PRESCOTT AVE EL CAJON CA 920206015, EL CAJON, CA 92020-6015

Mortgage

Document Number	421408
Date	Sep 24, 2019
Instrument	421408

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Mortgage

Document Number	421409,
Date	Sep 24, 2019
Instrument	421409

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2018
Property Address	544 PRESCOTT AVE, EL CAJON, CA 92020-6015
Document Number	0000013939
Instrument Date	Dec 28, 2017
Instrument	13939
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	544 PRESCOTT AVE EL CAJON CA 920206015, EL CAJON, CA 92020-6015

Mortgage

Document Number	13940
Date	Jan 12, 2018
Instrument	13940

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$607,242 (+2%) Land $303,621 Building $303,621
2025	$7,644.00 (+2.29%)	$595,336 (+4.04%) Land $297,668 Building $297,668
2023	$7,473.00 (+1.91%)	$572,220 Land $286,110 Building $286,110
2022	$7,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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