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  5. Potomac Rd

545 Potomac Rd, Joppa, MD 21085 Property Records

Harford County property record for 545 Potomac Rd, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage3,677 sqft Total Area
Lot Size9,452 sqft (0.217 acres)
GarageMixed, 440 sqft
OccupancyOwner Occupied
Last Sale$461,410 (2018)
Tax Bill$5,564.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-381563
Alternative APN
  • 381563

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,677 sqft Total Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area9,452 sqft (0.217 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area440 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number381563
Street Address545 POTOMAC RD
CityJOPPA
StateMD
Zip21085-4825
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 45 9452 SF 545 POTOMAC ROAD ROGERS FORD PT 141/17
Legal SubdivisionPLAT SIX ROGERS FORD
Legal Lot Number45
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup3
Census Block3002
Census Tract301301

Owner

Source: Harford County records · APN 01-381563

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address545 POTOMAC RD, JOPPA, MD 21085-4825
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Oct 10, 2018Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NVR MORTGAGE FINANCE INC
Mar 02, 2018Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2018 · Amount on Record
Deed SaleOct 10, 2018 · Amount on Record
Prior SaleMar 02, 2018 · Amount on Record
Deed Book / Page13016 / 406
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address545 POTOMAC RD, JOPPA, MD 21085-4825
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 POTOMAC RD, JOPPA, MD 21085-4825

Mortgage

Document Number0156330345
DateAug 15, 2022
Book Page15633/345
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term352 Months
DueDec 01, 2051

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateOct 10, 2018
Property Address545 POTOMAC RD, JOPPA, MD 21085-4825
Document Number0130160406
Book / Page13016 / 0406
Map ReferenceMB141 PL17
Instrument DateSep 13, 2018
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,621.15
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address545 POTOMAC RD, JOPPA, MD 21085-4825

Mortgage

Document Number0013016411
DateOct 10, 2018
Instrument13016/411
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateMar 02, 2018
Property Address545 POTOMAC RD, JOPPA, MD 21085-4825
Document Number0127290196
Book / Page012729 / 000196
Instrument DateFeb 15, 2018
Transaction TypeTransfer
Record UpdatedMar 13, 2018
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$99.85
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8019 CORPORATE DR #A BALTIMORE MD 212364917, A, BALTIMORE, MD 21236-4917
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$578,600 (+21.43%) Land $112,200 Building $466,400$578,600 (+21.43%) Land $112,200 Building $466,400
2025$5,564.00 (+8.44%)
2023$476,500 Land $112,200 Building $364,300$476,500 Land $112,200 Building $364,300
2022$5,131.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 9% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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