Harford County property record for 540 Potomac Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 3,250 sqft Total Area |
| Lot Size | 10,977 sqft (0.252 acres) |
| Garage | Mixed, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $426,955 (2018) |
| Tax Bill | $5,217.00 (2025) |
| Primary APN | 01-381628 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 3,250 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,977 sqft (0.252 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 440 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 381628 |
|---|---|
| Street Address | 540 POTOMAC RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4824 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 49 10977 SF 540 POTOMAC ROAD ROGERS FORD PT 141/17 |
| Legal Subdivision | PLAT 6 ROGERS FORD |
| Legal Lot Number | 49 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 301301 |
Source: Harford County records · APN 01-381628
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 POTOMAC RD, JOPPA, MD 21085-4824 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 10, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NVR MORTGAGE FINANCE INC |
| Feb 05, 2018 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on Record |
| Deed Sale | May 10, 2018 · Amount on Record |
| Prior Sale | Feb 05, 2018 · Amount on Record |
| Deed Book / Page | 12814 / 125 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 540 POTOMAC RD, JOPPA, MD 21085-4824 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0154120037 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 15412/37 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 10, 2018 |
| Property Address | 540 POTOMAC RD, JOPPA, MD 21085-4824 |
| Document Number | 0128140125 |
| Book / Page | 12814 / 0125 |
| Map Reference | MB141 PL17 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,104.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8007 CORPORATE DR, 8007, BALTIMORE, MD 21236-4905 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 540 POTOMAC RD, JOPPA, MD 21085-4824 |
| Document Number | 0012814130 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 12814/130 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 05, 2018 |
| Property Address | 540 POTOMAC RD, JOPPA, MD 21085-4824 |
| Document Number | 0126960066 |
| Book / Page | 012696 / 000066 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $98.86 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8019 CORPORATE DR #A BALTIMORE MD 212364917, A, BALTIMORE, MD 21236-4917 |
| Investor | Possibly a Property Investor |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $541,300 (+20.99%) Land $112,300 Building $429,000 | $541,300 (+20.99%) Land $112,300 Building $429,000 | |
| 2025 | $5,217.00 (+8.26%) | ||
| 2023 | $447,400 Land $112,300 Building $335,100 | $447,400 Land $112,300 Building $335,100 | |
| 2022 | $4,819.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 9% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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