545 Pine Crest Dr, Troy, VA 22974 Property Records

Louisa County property record for 545 Pine Crest Dr, Troy, VA 22974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,355 sqft · built 2022
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51 16 60`

Property Details

APN / Parcel Number

Primary APN	`51 16 60`
Alternative APNs	`23403` `22066`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,355 sqft Living Area
1st Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	75,794 sqft (1.74 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	22066
Street Address	545 PINE LN
City	GORDONSVILLE
State	VA
Zip	22942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	FOREST VIEW L P PB 8/1536 LOT 60 DB 1864/852 1.737AC
Legal Subdivision	FOREST VIEW
Legal Lot Number	60
Jurisdiction	LOUISA VA
Township / Civil Division	GREEN SPRING
Census Block Group	2
Census Block	2035
Census Tract	950301

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 PINE CREST DR, TROY, VA 22974-6241
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022
Deed Sale	Sep 15, 2022
Deed Document Number	20229396
Deed Book / Page	1864 / 852
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Sep 15, 2022
Property Address	545 PINE CREST DR, TROY, VA 22974-6241
Document Number	001864/852
Book / Page	1864 / 852
Map Reference	MB 8 PG 1535&1536
Instrument Date	Aug 29, 2022
Instrument	202200009396
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	545 PINE CREST DRIVE, TROY, VA 22974-6241

Mortgage

Document Number	0001864857
Date	Sep 15, 2022
Instrument	1864/857

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,200 (+2.34%) Land $68,800 Building $377,400	$446,200 (+2.34%) Land $68,800 Building $377,400
2025	$3,139.00 (+10.84%)	$436,000 (+9.55%) Land $68,800 Building $367,200	$436,000 (+9.55%) Land $68,800 Building $367,200
2024	$2,832.00 (+35,3%)
2023		$398,000 Land $68,800 Building $329,200
2022	$8.00		$398,000 Land $68,800 Building $329,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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