489 Pine Crest Dr, Troy, VA 22974 Property Records

Louisa County property record for 489 Pine Crest Dr, Troy, VA 22974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,137 sqft · built 2023
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,552 (Jun 2023)
Tax Bill	$3,122 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51 16 62`

Property Details

APN / Parcel Number

Primary APN	`51 16 62`
Alternative APNs	`23405` `22068`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,137 sqft Living Area
1st Floor Area	2,137 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	83,200 sqft (1.91 acres)
Garage Area	563 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	22068
Street Address	489 PINE LN
City	GORDONSVILLE
State	VA
Zip	22942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	FOREST VIEW PHASE I PB 8/1536 LOT 62 DB 1902/224 1.907 AC
Legal Subdivision	FOREST VIEW
Legal Phase	1
Legal Lot Number	62
Jurisdiction	LOUISA VA
Township / Civil Division	GREEN SPRING
Census Block Group	2
Census Block	2035
Census Tract	950301

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 PINE CREST DR, TROY, VA 22974-6206
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 5, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Deed Document Number	20234835
Deed Book / Page	1902 / 224
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 5, 2023
Property Address	485 PINE CREST DR, TROY, VA 22974-6206
Document Number	001902/224
Book / Page	1902 / 224
Map Reference	MB 8 PG 1535-1541
Instrument Date	May 23, 2023
Instrument	202300004835
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	MBH SETTLEMENT GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	489 PINE CREST DR, TROY, VA 22974-6206

Mortgage

Document Number	0001902229
Date	Jun 5, 2023
Instrument	1902/229

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 5, 2023
Property Address	489 PINE CREST DR, TROY, VA 22974-6206
Document Number	001902/224
Book / Page	1902 / 224
Map Reference	MB 8 PG 1535-1541
Instrument Date	May 23, 2023
Instrument	202300004835
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MBH SETTLEMENT GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	489 PINE CREST DR, TROY, VA 22974-6206

Mortgage

Document Number	0001902229
Date	Jun 5, 2023
Instrument	1902/229

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,800 (+2.1%) Land $69,700 Building $373,100	$442,800 (+2.1%) Land $69,700 Building $373,100
2025	$3,122.00 (+7.4%)	$433,700 (+523.13%) Land $69,600 Building $364,100	$433,700 (+523.13%) Land $69,600 Building $364,100
2024	$2,907.00 (+32,2%)
2023		$69,600 Land $69,600
2022	$9.00		$69,600 Land $69,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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