545 NW Divot Dr, Bend, OR 97703 Property Records

Deschutes County property record for 545 NW Divot Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,147 sqft · built 1999
Lot Size	0.469 acres (20,473 sqft)
Owner	Company Name on Record
Last Sale	$675,000 (Oct 2020)
Tax Bill	$7,069 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171229 BB 04300`

Property Details

APN / Parcel Number

Primary APN	`171229 BB 04300`
Alternative APNs	`R1001171229BB04300` `196259`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,147 sqft Living Area
1st Floor Area	770 sqft
2nd Floor Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Split Level
Exterior Material	Wood Shingle
Foundation Type	Concrete
Lot Area	20,473 sqft (0.469 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	564 sqft
Deck Area	471 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	196259
Old Parcel Number	R1001171229BB04300
Street Address	545 NW DIVOT DR
City	BEND
State	OR
Zip	97703-8316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:35 SUBD:RIVERS EDGE VILLAGE PHASE VI SEC/TWN/RNG/MER:SEC 29 TWN 17 RNG 12 MAP REF:171229-BB
Legal Range	12E
Legal Township	17S
Legal Section	29
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	RIVERS EDGE VILLAGE PHASE VI
Legal Lot Number	35
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2009
Census Tract	1301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	545 NW DIVOT DR, BEND, OR 97703-8316
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 26, 2022	Intrafamily Transfer, Transfer
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	0000054180
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000035645
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	545 NW DIVOT DR, BEND, OR 97703-8316
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 NW DIVOT DR, BEND, OR 97703-8316

Mortgage

Document Number	0000012693
Date	Mar 25, 2022
Instrument	2022-12693

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Sep 26, 2022
Property Address	545 NW DIVOT DR, BEND, OR 97703-8316
Document Number	0000035645
Map Reference	CAB E PG 80
Instrument Date	Sep 12, 2022
Instrument	2022-35645
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	545 NW DIVOT DR, BEND, OR 97703-8316

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 14, 2020
Property Address	545 NW DIVOT DR, BEND, OR 97703-8316
Document Number	0000054180
Map Reference	CAB E PG 80
Instrument Date	Oct 8, 2020
Instrument	2020-54180
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 NW DIVOK DRIVE, BEND, OR 97703-8316

Mortgage

Document Number	0000054181
Date	Oct 14, 2020
Instrument	2020-54181

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,069.00 (+3.94%)	$418,380 (+3%)	$901,990 (+5.15%) Land $293,400 Building $608,590
2024	$6,801.00 (+7.88%)	$406,200 (+3%)	$857,810 (+3.77%) Land $283,000 Building $574,810
2023	$6,304.00	$394,370	$826,660 Land $263,000 Building $563,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NW Divot Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures