520 NW Divot Dr, Bend, OR 97703 Property Records

Deschutes County property record for 520 NW Divot Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,310 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$790,000 (Apr 2026)
Tax Bill	$7,788 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171229-BB-03500`

Property Details

APN / Parcel Number

Primary APN	`171229-BB-03500`
Alternative APNs	`R1001171229BB03500` `196251`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,310 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	2,310 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Type	Gable
Lot Area	12,197 sqft (0.28 acres)
Garage Area	840 sqft
Deck Area	92 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	196251
Street Address	520 NW DIVOT DR
City	BEND
State	OR
Zip	97703-8315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	RIVERS EDGE VILLAGE PHASE VI LOT 42
Legal Range	12
Legal Township	17
Legal Section	29
Legal Subdivision	RIVERS EDGE VILLAGE PHASE VI
Legal Lot Number	42
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2009
Census Tract	1301

Owner

Source: Deschutes County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 NW DIVOT DR, BEND, OR 97703-8315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Feb 9, 2024	Intrafamily Transfer, Transfer
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 16, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Oct 16, 2019 · Amount on Record
Deed Document Number	202611090
Prior Transfer Date	Feb 5, 2024
Prior Transfer Doc	0000003276
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	520 NW DIVOT DR, BEND, OR 97703-8315
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011717
Date	Feb 24, 2021
Instrument	2021-11717

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 15, 2026
Property Address	520 NW DIVOT DR, BEND, OR 97703-8315
Document Number	0000011090
Instrument Date	Apr 10, 2026
Instrument	2026.11090
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 NW DIVOT DR, BEND, OR 97703-8315

Mortgage

Document Number	0000011091,
Date	Apr 15, 2026
Instrument	2026..11091

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Feb 9, 2024
Property Address	520 NW DIVOT DR, BEND, OR 97703-8315
Document Number	0000003276
Map Reference	CAB E PG 80
Instrument Date	Feb 5, 2024
Instrument	2024-03276
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 NW DIVOT DR, BEND, OR 97703-8315

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	520 NW DIVOT DR, BEND, OR 97703-8315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001741
Date	Jan 11, 2021
Instrument	2021-01741

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 16, 2019
Property Address	520 NW DIVOT DR, BEND, OR 97703-8315
Document Number	0000039812
Instrument Date	Oct 7, 2019
Instrument	39812
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 NW DIVOT DR BEND OR 977038315, BEND, OR 97703-8315

Mortgage

Document Number	39813
Date	Oct 16, 2019
Instrument	39813

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,788.00 (+3.94%)	$460,940 (+3%)	$937,100 (+5.35%) Land $289,900 Building $647,200
2024	$7,493.00 (+7.88%)	$447,520 (+3%)	$889,520 (+5.95%) Land $279,500 Building $610,020
2023	$6,946.00	$434,490	$839,540 Land $259,500 Building $580,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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