545 Lacey Oak Loop, San Marcos, TX 78666 Property Records

Hays County property record for 545 Lacey Oak Loop, San Marcos, TX 78666

Property Summary

Property Type	Single Family Home
Details	1,804 sqft · built 2018
Lot Size	0.137 acres (6,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,500 (Sep 2018)
Tax Bill	$7,101 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`110636000B054002`

Property Details

APN / Parcel Number

Primary APN	`110636000B054002`
Alternative APN	`R150456`

Interior

Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	1,804 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,005 sqft (0.137 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R150456
Street Address	545 LACEY OAK LOOP
City	SAN MARCOS
State	TX
Zip	78666-2894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLANCO VISTA TRACT A, BLOCK B, LOT 54
Legal Subdivision	BLANCO VISTA TRACT A
Legal Tract	A
Legal Block	B
Legal Lot Number	54
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1071
Census Tract	10905

Owner

Source: Hays County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit AUSTIN TELCO FCU
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC
Sep 1, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 28, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CRESTMARK MORTGAGE COMPANY LTD
Mar 16, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	201834708
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	545 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894

Mortgage

Document Number	0000041033
Date	Aug 26, 2022
Instrument	22041033

Lender

Name	AUSTIN TELCO FCU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	545 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008765
Date	Feb 25, 2021
Instrument	21008765

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	545 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Document Number	0000040894
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	545 LACEY OAK LOOP SAN MARCOS TX 786662894, SAN MARCOS, TX 78666-2894

Mortgage

Document Number	0000040894
Date	Sep 17, 2020
Instrument	40894

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 16, 2048

September 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Sep 28, 2018
Property Address	545 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Document Number	0000034708
Map Reference	DOC16038429
Instrument Date	Sep 27, 2018
Instrument	18034708
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9000 GULF FWY, 9000, HOUSTON, TX 77017-7018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894

Mortgage

Document Number	0000034709
Date	Sep 28, 2018
Instrument	18034709

Lender

Name	CRESTMARK MORTGAGE COMPANY LTD
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYS TX
Recording Date	Mar 16, 2018
Property Address	545 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Document Number	0000009141
Instrument Date	Mar 5, 2018
Instrument	9141
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 34306 HOUSTON TX 772344306, HOUSTON, TX 77234-4306

Tax Assessment & Valuation

Source: Hays County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	San Marcos City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$359,996 (+4.5%) Land $81,420 Building $278,576	$359,996 (-11.11%) Land $81,420 Building $278,576
2024	$7,101.00 (+1,018.27%)
2023		$344,499 Land $88,500 Building $316,510	$405,010 Land $88,500 Building $316,510
2018	$635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN MARCOS serves 72,970 people · EPA ID TX1050001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Brightspeed, Verizon.

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