540 Lacey Oak Loop, San Marcos, TX 78666 Property Records

Hays County property record for 540 Lacey Oak Loop, San Marcos, TX 78666

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 2019
Owner	Individual Name on File
Tax Bill	$6,510 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R150480`

Property Details

APN / Parcel Number

Primary APN	`R150480`
Alternative APN	`11-0636-000C-02000-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,598 sqft Living Area
Gross Area	1,997 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	540 LACEY OAK LOOP
City	SAN MARCOS
State	TX
Zip	78666-2894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLANCO VISTA TRACT A, BLOCK C, LOT 20 TAX CODES:SHA,WEU,TSM2,ACCD
Legal Subdivision	BLANCO VISTA TRACT A
Legal Tract	A
Legal Block	C
Legal Lot Number	20
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1075
Census Tract	10905

Owner

540 Lacey Oak Loop is owned and occupied by an individual who acquired it in June 2020.

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	540 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit FROST BANK
Jun 2, 2020	Vendor's Lien, Transfer · FHA Mortgage JET HOMELOANS LLC
Mar 7, 2018	Loan Modification, Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2020
Deed Sale	Jun 2, 2020
Deed Document Number	20021355
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	540 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894

Mortgage

Document Number	0000047691
Date	Oct 6, 2022
Instrument	22047691

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Jun 2, 2020
Property Address	540 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Document Number	0000021355
Map Reference	DOC 16038429
Instrument Date	May 28, 2020
Instrument	20021355
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY, 14701, JACKSONVILLE, FL 32256-3743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894

Mortgage

Document Number	0000021356
Date	Jun 2, 2020
Instrument	20021356

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAYS TX
Recording Date	Mar 7, 2018
Property Address	540 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Instrument Date	Mar 5, 2018
Instrument	8008
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number	0000008008
Date	Mar 7, 2018
Instrument	8008

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR # E, TROY, MI 48098-2639

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	San Marcos City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,790 Land $81,420 Building $264,370	$345,790 Land $81,420 Building $264,370
2024	$6,510.00
2023		$320,166 (+1%) Land $88,500 Building $288,830	$377,330 (+3.75%) Land $88,500 Building $288,830
2022	$6,210.00	$291,060 Land $75,000 Building $288,700	$363,700 Land $75,000 Building $288,700
2018	$847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Lacey Oak Loop in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Lacey Oak Loop is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN MARCOS serves 72,970 people · EPA ID TX1050001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Brightspeed, Verizon.

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