San Diego County property record for 515 Jefferson Ave, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1949 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $134,000 (May 1999) |
| Tax Bill | $3,495 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Oct 2025 Second Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 488-310-12-00 |
| Primary APN | 488-310-12-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 852 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 5,200 sqft (0.119 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 515 JEFFERSON AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-6006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 12 TR 002444 |
| Legal Subdivision | HAMILTON SQUARE |
| Legal Tract | 002444 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 15802 |
Source: San Diego County assessment roll, APN 488-310-12-00, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 24, 2024 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Oct 31, 2025 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SPRING EQ LLC |
| Mar 17, 2021 | Intrafamily Transfer, Transfer LAWYERS TITLE SD |
| Mar 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME MORTGAGE EXPERTS INC |
| Jun 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PERL MORTGAGE INC |
| Jan 15, 2020 | Quit Claim Deed, Transfer LAWYERS TITLE-SD |
| Jan 15, 2020 | Quit Claim Deed, Transfer HOME MORTGAGE EXPERTS INC |
| Apr 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 1999 · Amount on Record |
| Deed Sale | May 10, 1999 · Amount on Record |
| Deed Document Number | 1999317911 |
| Last Transfer Date | Oct 17, 2025 |
| Transfer Doc | 0000307044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Document Number | 0000290868 |
|---|---|
| Date | Oct 24, 2024 |
| Instrument | 2024-0290868 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 31, 2025 |
| Property Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Document Number | 0000307044 |
| Map Reference | MAP 2444 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025-0307044 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Document Number | 0000307045 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-0307045 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 17, 2021 |
| Property Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Document Number | 0000209008 |
| Map Reference | MAP 2444 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021-0209008 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | LAWYERS TITLE SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 17, 2021 |
| Property Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Document Number | 0000209006 |
| Map Reference | MAP 2444 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021-0209006 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE-SD, LAWYERS TITLE SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Document Number | 0000209007 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-0209007 |
| Name | HOME MORTGAGE EXPERTS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000237099 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018-0237099 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 15, 2020 |
| Property Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Document Number | 0000023466 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 23466 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | LAWYERS TITLE-SD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 515 JEFFERSON AVE EL CAJON CA 920206006, EL CAJON, CA 92020-6006 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 15, 2020 |
| Property Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Document Number | 0000023464 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 23464 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 515 JEFFERSON AVE EL CAJON CA 920206006, EL CAJON, CA 92020-6006 |
| Document Number | 23465 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 23465 |
| Name | HOME MORTGAGE EXPERTS INC |
|---|---|
| Type | Bank |
| Address | OCEANSIDE, CA 92054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 16, 2019 |
| Property Address | 515 JEFFERSON AVE, EL CAJON, CA 92020-6006 |
| Document Number | 0000136767 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 136767 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 515 JEFFERSON AVE EL CAJON CA 920206006, EL CAJON, CA 92020-6006 |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $213,290 (+2%) Land $111,922 Building $101,368 | |
| 2025 | $3,495.00 (+11.66%) Homeowner's exemption | $209,109 (+4.04%) Land $109,728 Building $99,381 |
| 2023 | $3,130.00 (-0.13%) Homeowner's exemption | $200,991 Land $105,468 Building $95,523 |
| 2022 | $3,134.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 618 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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