545 Francis Dr, Martinez, CA 94553 Property Records

Contra Costa County property record for 545 Francis Dr, Martinez, CA 94553

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,349 sqft · built 1969
Lot Size	0.186 acres (8,100 sqft)
Owner	Company Name on Record
Last Sale	$725,000 (Oct 2018)
Tax Bill	$10,380 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`164-281-020-2`

Property Details

APN / Parcel Number

Primary APN	`164-281-020-2`
Alternative APN	`164-281-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,349 sqft Living Area
1st Floor Area	1,277 sqft
2nd Floor Area	1,072 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Lot Area	8,100 sqft (0.186 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	545 FRANCIS DR
City	MARTINEZ
State	CA
Zip	94553-5938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3382 LOT 20 EX MR
Legal Subdivision	VIRGINIA HILLS
Legal Tract	3382
Legal Lot Number	20
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	321103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	545 FRANCIS DR, MARTINEZ, CA 94553-5938
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
May 24, 2022	Intrafamily Transfer, Transfer
Jan 16, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 17, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	2018164471
Last Transfer Date	Mar 12, 2022
Transfer Doc	0000087704
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	545 FRANCIS DR, MARTINEZ, CA 94553-5938
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 FRANCIS DR, MARTINEZ, CA 94553-5938

Mortgage

Document Number	0000035349
Date	Feb 5, 2021
Instrument	2021-035349

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	545 FRANCIS DR, MARTINEZ, CA 94553-5938
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 FRANCIS DR, MARTINEZ, CA 94553-5938

Mortgage

Document Number	0000288242
Date	Oct 20, 2021
Instrument	2021-288242

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 24, 2022
Property Address	545 FRANCIS DR, MARTINEZ, CA 94553-5938
Document Number	0000087704
Map Reference	MB 106 PG 6
Instrument Date	Mar 12, 2022
Instrument	2022-087704
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	545 FRANCIS DR, MARTINEZ, CA 94553-5938

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	545 FRANCIS DR, MARTINEZ, CA 94553-5938
Document Number	0000012516
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	545 FRANCIS DR MARTINEZ CA 945535938, MARTINEZ, CA 94553-5938

Mortgage

Document Number	0000012516
Date	Jan 22, 2020
Instrument	12516

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 17, 2018
Property Address	545 FRANCIS DR, MARTINEZ, CA 94553-5938
Document Number	0000164471
Instrument Date	Oct 12, 2018
Instrument	164471
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$797.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	54S FRANCIS DR MARTINEZ CA 94553, MARTINEZ, CA 94553

Mortgage

Document Number	164472
Date	Oct 17, 2018
Instrument	164472

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Martinez City
Unified School District	Martinez Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$824,919 (+2%) Land $591,667 Building $233,252
2025	$10,380.00 (+6.51%) Homeowner's exemption	$808,745 (+4.04%) Land $580,066 Building $228,679
2023	$9,746.00 (+1.7%) Homeowner's exemption	$777,343 Land $557,543 Building $219,800
2022	$9,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARTINEZ serves 31,015 people · EPA ID CA0710006
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Oct 2025
Also Mapped Here	EAST BAY MUD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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