544 Francis Dr, Martinez, CA 94553 Property Records

Contra Costa County property record for 544 Francis Dr, Martinez, CA 94553

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,956 sqft · built 1969
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (May 2021)
Tax Bill	$14,306 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`164-282-001-1`

Property Details

APN / Parcel Number

Primary APN	`164-282-001-1`
Alternative APN	`164-282-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,956 sqft Living Area
1st Floor Area	884 sqft
2nd Floor Area	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	544 FRANCIS DR
City	MARTINEZ
State	CA
Zip	94553-5940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3382 LOT 21 EX MR
Legal Subdivision	SUBDIVISION 3382
Legal Tract	3382
Legal Lot Number	21
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	321103

Owner

544 Francis Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	544 FRANCIS DR, MARTINEZ, CA 94553-5940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit PATELCO CU
May 11, 2021	Grant Deed, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Mar 29, 2017	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Mar 29, 2017 · Amount on File
Deed Document Number	2021140295
Prior Transfer Date	Sep 12, 2002
Prior Transfer Doc	0000333200
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	544 FRANCIS DR, MARTINEZ, CA 94553-5940
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020222
Date	Jan 31, 2020
Instrument	2020-020222

Lender

Name	PATELCO CU
Type	Credit Union
Address	MARTINEZ, CA 94553

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	544 FRANCIS DR, MARTINEZ, CA 94553-5940
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205712
Date	Dec 26, 2018
Instrument	2018-205712

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 11, 2021
Property Address	544 FRANCIS DR, MARTINEZ, CA 94553-5940
Document Number	0000140295
Map Reference	MB 106 PG 6
Instrument Date	May 3, 2021
Instrument	2021-140295
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	544 FRANCIS DR, MARTINEZ, CA 94553-5940

Mortgage

Document Number	0000140296
Date	May 11, 2021
Instrument	2021-140296

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 29, 2017
Property Address	544 FRANCIS DR, MARTINEZ, CA 94553-5940
Document Number	0000054336
Instrument Date	Mar 27, 2017
Instrument	54336
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 FRANCIS DR MARTINEZ CA 945535940, MARTINEZ, CA 94553-5940

Mortgage

Document Number	54337
Date	Mar 29, 2017
Instrument	54337

Lender

Name	OPES ADVISORS
Address	CUPERTINO, CA 95014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 544 Francis Dr was $14,306.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Martinez City
Unified School District	Martinez Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,159,281 (+2%) Land $662,447 Building $496,834
2025	$14,306.00	$1,136,551 Land $649,458 Building $487,093
2023	$13,435.00 (+1.7%)	$1,092,420 Land $624,240 Building $468,180
2022	$13,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 544 Francis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 Francis Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARTINEZ serves 31,015 people · EPA ID CA0710006
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Oct 2025
Also Mapped Here	EAST BAY MUD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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