545 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 545 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Auto Repair, Garage
Details	2 ba · 3,903 sqft · built 1955
Lot Size	4.95 acres (215,622 sqft)
Owner	Company Name on Record
Last Sale	$1,250,000 (Sep 2022)
Tax Bill	$7,724 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:13 L:16`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:13 L:16`
Alternative APN	`130160000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,903 sqft Total Area
1st Floor Area	3,903 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	215,622 sqft (4.95 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	130160000
Street Address	545 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-4322
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	B2
Legal Lot Number	16
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1016
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	199 MIDDLE RD, UT1, CUMBERLAND CENTER, ME 04021-3835
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GAUDETTE PROPERTIES
Sep 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GAUDETTE PROPERTIES
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	202241979
Deed Book / Page	19123 / 634
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Recording Date	Apr 8, 2026
Property Address	545 ELM ST, BIDDEFORD, ME 04005-4322
Document Number	0198780531
Book / Page	19878 / 531
Instrument Date	Mar 31, 2026
Instrument	202611492
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011492,
Date	Apr 8, 2026
Book Page	19878/531
Instrument	202611492

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	545 ELM ST, BIDDEFORD, ME 04005-4322
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191600694
Date	Nov 29, 2022
Book Page	19160/694
Instrument	2022049809

Lender

Name	GAUDETTE PROPERTIES

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 30, 2022
Property Address	545 ELM ST, BIDDEFORD, ME 04005-4322
Document Number	0191230634
Book / Page	19123 / 634
Instrument Date	Sep 27, 2022
Instrument	2022041979
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 MIDDLE RD # UT1, UT1, CUMBERLAND, ME 04021-3835

Mortgage

Document Number	2022041980
Date	Sep 30, 2022
Instrument	2022041980

Lender

Name	GAUDETTE PROPERTIES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	545 ELM ST, BIDDEFORD, ME 04005-4322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179480438
Date	May 13, 2019
Book Page	17948/438
Instrument	2019016883

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,724.00 (+5.97%)	$517,000 (+0.86%) Land $274,300 Building $242,700
2024	$7,289.00 (+25.95%)	$512,600 (+16.21%) Land $274,300 Building $238,300
2023	$5,787.00 (+5.54%)	$441,100 (+32.03%) Land $274,300 Building $166,800
2022	$5,483.00	$334,100 Land $218,300 Building $115,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed, T-Mobile.

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