540 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 540 Elm St, Biddeford, ME 04005

Property Summary

Property Type	General Industrial
Details	8,277 sqft · built 1930
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Company Names on File
Last Sale	$687,500 (Jan 2006)
Tax Bill	$22,420 (2025)
Deeds & Mortgages	Jan 2019 Refinance Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:14 L:7`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:14 L:7`
Alternative APN	`140070000`

Interior

Stories	1 Story
Building Area	8,277 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	69,696 sqft (1.6 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	140070000
Street Address	540 ELM ST
City	BIDDEFORD
State	ME
Zip	04005
Property Category	Industrial
Property Type	Industrial > General Industrial
Local Zoning Code	B2
Legal Lot Number	7
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1009
Census Tract	25100

Owner

540 Elm St, an industrial property, is owned by a company that bought it in January 2006.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 2734, KENNEBUNKPORT, ME 04046-2734
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Mar 27, 2017	Loan Modification, Mortgage WINTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2006 · Amount on File
Deed Sale	Jan 31, 2006 · Amount on File
Deed Document Number	20065672
Deed Book / Page	14743 / 957
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	540 ELM ST, BIDDEFORD, ME 04005
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178730692
Date	Jan 3, 2019
Book Page	17873/692
Instrument	2019000213

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BIDDEFORD ME
Property Address	540 ELM ST, BIDDEFORD, ME 04005
Document Number	0174450616
Book / Page	017445 / 000616
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	540 ELM ST BIDDEFORD ME 04005, BIDDEFORD, ME 04005

Mortgage

Document Number	0174450616
Date	Mar 31, 2017
Book Page	017445/000616
Instrument	12047

Lender

Name	WINTRUST BK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 540 Elm St was $22,420, up 6.7% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$22,420.00 (+6.68%)	$1,500,700 (+1.54%) Land $255,800 Building $1,244,900
2024	$21,017.00 (+8.39%)	$1,478,000 (-) Land $255,800 Building $1,222,200
2023	$19,391.00 (-16.53%)	$1,478,000 (+4.4%) Land $255,800 Building $1,222,200
2022	$23,232.00	$1,415,700 Land $197,700 Building $1,218,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed, T-Mobile.

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