545 Elder Rd, Chesnee, SC 29323 Property Records

Spartanburg County property record for 545 Elder Rd, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,963 sqft · built 2004
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Dec 2014)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Nov 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-31-00-084.07`

Property Details

APN / Parcel Number

Primary APN	`2-31-00-084.07`
Alternative APNs	`7128-73-0417.81` `33236`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,963 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Porch	Porch
Porch Area	30 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Account Number	33236
Street Address	545 ELDER RD
City	CHESNEE
State	SC
Zip	29323-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12A SANDY FORD SUB PB 99-22A-22B-22C 154-93
Legal Subdivision	SANDY FORD SUB
Legal Lot Number	12A
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	22411

Owner

Source: Spartanburg County assessment roll, APN 2-31-00-084.07, as of October 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	545 ELDER RD, CHESNEE, SC 29323-9062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2014 · Amount on Record
Deed Sale	Dec 08, 2014 · Amount on Record
Prior Sale	May 02, 2003 · Amount on Record
Deed Document Number	201448993
Deed Book / Page	107S / 0593
Prior Transfer Date	Jun 03, 2008
Prior Transfer Doc	0000027131
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	545 ELDER RD, CHESNEE, SC 29323-9062
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 ELDER RD, CHESNEE, SC 29323-9062

Mortgage

Document Number	0000045507
Date	Nov 15, 2024
Book Page	6863/157
Instrument	2024-45507

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 02, 2054

Tax Assessment & Valuation

Source: Spartanburg County assessment roll as of October 1, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,645.00 (+0.61%)	$9,310 (-) Land $523 Building $8,787	$261,500 (-) Land $14,700 Building $246,800
2024	$1,635.00 (+1.3%)
2023	$1,614.00	$9,310 Land $523 Building $8,787	$261,500 Land $14,700 Building $246,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spartanburg County (45083C), as of October 2, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 60 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Comporium.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC4210001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.