540 Elder Rd, Chesnee, SC 29323 Property Records

Spartanburg County property record for 540 Elder Rd, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,197 sqft · built 2016
Lot Size	3.74 acres (162,914 sqft)
Owner	2 Company Names on Record
Last Sale	$41,300 (Nov 2015)
Tax Bill	$2,076 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2-3100-07518`

Property Details

APN / Parcel Number

Primary APN	`2-3100-07518`
Alternative APN	`33196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,197 sqft Living Area
Gross Area	3,113 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	162,914 sqft (3.74 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	264 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Well

Location & Zoning

Account Number	33196
Street Address	540 ELDER RD
City	CHESNEE
State	SC
Zip	29323-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23A & 23B SANDY FORD SUB PB 99-22 PB 100-163 DB 132Y-293
Legal Subdivision	SANDY FORD SUB
Legal Lot Number	23A,23B 23B
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	22411

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	540 ELDER RD, CHESNEE, SC 29323-9062
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST PIEDMONT FSLA
May 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Prior Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	0000050118
Deed Book / Page	00110S / 000394
Last Transfer Date	May 18, 2021
Transfer Doc	0000027385
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	540 ELDER RD, CHESNEE, SC 29323-9062
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038288
Date	Jul 12, 2021
Book Page	6141/126
Instrument	2021-38288

Lender

Name	FIRST PIEDMONT FSLA
Type	Bank
Address	GAFFNEY, SC 29341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPARTANBURG SC
Recording Date	May 18, 2021
Property Address	540 ELDER RD, CHESNEE, SC 29323-9062
Document Number	0000027385
Book / Page	132-F / 346
Map Reference	MB 100 PG 163
Instrument Date	May 11, 2021
Instrument	2021-27385
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	540 ELDER RD, CHESNEE, SC 29323-9062

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,076.00 (+0.48%)	$11,882 (+0.01%) Land $949 Building $10,933	$378,000 (-) Land $30,200 Building $347,800
2024	$2,066.00 (+1.27%)
2023	$2,040.00	$11,881 Land $949 Building $10,932	$378,000 Land $30,200 Building $347,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Comporium.

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