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545 E Rose St, Owatonna, MN 55060 Property Records

Steele County property record for 545 E Rose St, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,024 sqft · built 1958
Lot Size0.126 acres (5,489 sqft)
OwnerIndividual Name on Record
Last Sale$149,900 (Jun 2020)
Tax Bill$2,240 (2026)
Deeds & MortgagesOct 2020 Transfer
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-010-2427

Property Details

APN / Parcel Number

Primary APN17-010-2427

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,024 sqft Living Area
Basement Area260 sqft
Finished Basement260 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,489 sqft (0.126 acres)
Garage TypeTuck-Under
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address545 E ROSE ST
CityOWATONNA
StateMN
Zip55060-2634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 33' S & 354.75' E OF NW COR OF NW1/4 OF SE1/4 TH E 49.5' S TO R/W C&N RR NW'LY ALG R/W TO PT. S OF BEG. TH N TO PT OF
Legal Range20
Legal Township107
Legal Section10
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group2
Census Block2011
Census Tract960200

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address545 E ROSE ST, OWATONNA, MN 55060-2634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2020Quit Claim Deed, Transfer
Quitclaim
Jun 4, 2020Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2020 · Amount on Record
Deed SaleJun 4, 2020 · Amount on Record
Prior SaleDec 28, 2016 · Amount on Record
Deed Document Number2020429420
Last Transfer DateOct 1, 2020
Transfer Doc0000431869
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEELE MN
Recording DateOct 5, 2020
Property Address545 E ROSE ST, OWATONNA, MN 55060-2634
Document NumberA000431869
Instrument DateOct 1, 2020
InstrumentA000431869
Transaction TypeTransfer
Record UpdatedSep 10, 2021

Transaction

Tax$1.65
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 E ROSE ST, OWATONNA, MN 55060-2634

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateJun 4, 2020
Property Address545 E ROSE ST, OWATONNA, MN 55060-2634
Document NumberA000429420
Instrument DateMay 29, 2020
InstrumentA000429420
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$494.67
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address545 E ROSE ST, OWATONNA, MN 55060-2634

Mortgage

Document NumberA000429421
DateJun 4, 2020
InstrumentA000429421
Lender
NameBAY EQUITY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,240.00 (+6.16%) Homeowner's exemption$188,000 (+8.61%) Land $18,600 Building $169,400$188,000 (+8.61%) Land $18,600 Building $169,400
2025$173,100 (+10.47%) Land $15,800 Building $157,300$173,100 (+10.47%) Land $15,800 Building $157,300
2023$2,110.00 Homeowner's exemption$156,700 Land $18,600 Building $138,100$156,700 Land $18,600 Building $138,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
Midco
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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