Steele County property record for 415 E Rose St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 939 sqft · built 1918 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Sep 2019) |
| Tax Bill | $2,340 (2026) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-010-3101 |
| Primary APN | 17-010-3101 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 939 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 415 E ROSE ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 12R E OF NE COR L 14-B 3 E ABBOTTS 2ND S8R-E 4R-N 8R-W 4R |
| Legal Range | 20 |
| Legal Township | 107 |
| Legal Section | 10 |
| Legal Subdivision | DARTTS ADD |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 960200 |
415 E Rose St is owned and occupied by two individuals who bought it in September 2019.
Source: Steele County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 E ROSE ST, OWATONNA, MN 55060-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Jan 30, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on File |
| Deed Sale | Sep 23, 2019 · Amount on File |
| Prior Sale | Jan 30, 2019 · Amount on File |
| Deed Document Number | 2019425542 |
| Prior Transfer Date | Feb 5, 2010 |
| Prior Transfer Doc | 0000369475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Sep 23, 2019 |
| Property Address | 415 E ROSE ST, OWATONNA, MN 55060-2539 |
| Document Number | A000425542 |
| Instrument Date | Sep 17, 2019 |
| Instrument | A000425542 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E ROSE ST, OWATONNA, MN 55060-2539 |
| Document Number | A000425543 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | A000425543 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Jan 30, 2019 |
| Property Address | 415 E ROSE ST, OWATONNA, MN 55060-2539 |
| Document Number | A000422236 |
| Instrument Date | Jan 29, 2019 |
| Instrument | A000422236 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $198.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1430 E MAIN ST, OWATONNA, MN 55060-3166 |
The 2026 property tax bill for 415 E Rose St was $2,340 with a homeowner's exemption.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,340.00 Homeowner's exemption | $191,100 (+6.64%) Land $32,000 Building $159,100 | $191,100 (+6.64%) Land $32,000 Building $159,100 |
| 2025 | $179,200 Land $31,400 Building $147,800 | $179,200 Land $31,400 Building $147,800 | |
| 2023 | $2,074.00 Homeowner's exemption | $154,400 Land $25,500 Building $128,900 | $154,400 Land $25,500 Building $128,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 E Rose St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 E Rose St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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