545 E Kellogg Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 545 E Kellogg Rd, Bellingham, WA 98226

Property Summary

Property TypeApartment House (2-4 Units)
Lot Size2.5 acres (108,900 sqft)
OwnerCompany Name on File
Last Sale$60,000 (Jul 2015)
Tax Bill$5,408 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN380307-316249-0000

Property Details

APN / Parcel Number

Primary APN380307-316249-0000
Alternative APNs
  • 528251
  • 55651

Exterior

Architectural StyleMulti-Family
Lot Area108,900 sqft (2.5 acres)

Location & Zoning

Account Number55651
Street Address545 E KELLOGG RD
CityBELLINGHAM
StateWA
Zip98226-8251
Property CategoryCommercial
Property TypeResidential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning CodePRM2.4
Legal DescriptionNW NW NW SE
Legal Range03
Legal Township38
Legal Section07
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1018
Census Tract102

Owner

Source: Whatcom County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address842 E WISER LAKE RD, LYNDEN, WA 98264-9671
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 1, 2015 · Amount on Record
Deed SaleJul 1, 2015 · Amount on Record
Prior SaleMay 3, 1999
Deed Document Number2015700040
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address545 E KELLOGG RD, BELLINGHAM, WA 98226-8251
Document Number2171100380
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address842 E WISER LAKE RD LYNDEN WA 982649671, LYNDEN, WA 98264-9671

Mortgage

Document Number2171100380
DateNov 3, 2017
Instrument1100380
Lender
NameOPUS BK
TypeBank
AddressFULLERTON, CA 92832
Agreement
AmountAmount Recorded
Term120 Months
DueNov 2, 2027

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,408.00 (+720.64%)$679,800 (+13.3%) Land $679,800$679,800 (+13.3%) Land $679,800
2022$600,000 Land $600,000$600,000 Land $600,000
2021$659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Lumen Technologies.

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