196 E Kellogg Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 196 E Kellogg Rd, Bellingham, WA 98226

Property Summary

Property Type	Apartment House (2-4 Units)
Lot Size	1.51 acres (65,776 sqft)
Owner	Company Name on File
Last Sale	$595,280 (Jan 2006)
Tax Bill	$2,052 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`380307-086250-0000`

Property Details

APN / Parcel Number

Primary APN	`380307-086250-0000`
Alternative APNs	`55462` `28192`

Exterior

Architectural Style	Multi-Family
Lot Area	65,776 sqft (1.51 acres)

Location & Zoning

Account Number	55462
Street Address	196 E KELLOGG RD
City	BELLINGHAM
State	WA
Zip	98226-8151
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	PC
Legal Description	LOT 3 RICHARDSON ON MERIDIAN SHORT PLAT AS REC BOOK 17 SHORT PLATS PG 95
Legal Range	03
Legal Township	38
Legal Section	07
Legal Subdivision	RICHARDSON ON MERIDIAN SHORT PLAT
Legal Block	1
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1018
Census Tract	102

Owner

Source: Whatcom County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5455 WEST BOULEVARD # 203, VANCOUVER, BC V6M 3
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage PEOPLES BK
Nov 29, 2017	Grant Deed, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2006 · Amount on Record
Deed Sale	Jan 30, 2006 · Amount on Record
Deed Document Number	2006104442
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	196 E KELLOGG RD, BELLINGHAM, WA 98226-8151
Document Number	2200400767
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	196 E KELLOGG RD BELLINGHAM WA 982268151, BELLINGHAM, WA 98226-8151

Mortgage

Document Number	2200400767
Date	Apr 7, 2020
Instrument	400767

Lender

Name	PEOPLES BK
Type	Bank
Address	3100 WOBURN ST, BELLINGHAM, WA 98226-8678

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 29, 2017
Property Address	196 E KELLOGG RD, BELLINGHAM, WA 98226-8151
Instrument Date	Nov 9, 2017
Instrument	1103291
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	196 E KELLOGG RD BELLINGHAM WA 982268151, BELLINGHAM, WA 98226-8151

Mortgage

Document Number	2171103291
Date	Nov 29, 2017
Instrument	1103291

Lender

Name	PEOPLES BK
Type	Bank
Address	3100 WOBURN ST, BELLINGHAM, WA 98226-8678

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,052.00 (-32.25%)	$254,925 (+13.3%) Land $254,925	$254,925 (+13.3%) Land $254,925
2022		$225,000 Land $225,000	$225,000 Land $225,000
2021	$3,029.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings, Verizon.

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