Lawrence County property record for 539 E Center St, Mount Vernon, MO 65712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1920 |
| Lot Size | 0.37 acres (16,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,600 (Aug 2025) |
| Tax Bill | $1,048 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099030004009003000 |
| Primary APN | 099030004009003000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,100 sqft (0.37 acres) |
| Lot Dimensions | 175 ft deep x 92 ft wide |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 75 sqft |
| Street Address | 539 E CENTER ST |
|---|---|
| City | MOUNT VERNON |
| State | MO |
| Zip | 65712-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 & W15' OF LT 9 TARRANTS ADDN - MT VERNON |
| Legal Range | 26 |
| Legal Township | 28 |
| Legal Section | 30 |
| Legal Subdivision | TARRANTS ADDN |
| Legal Lot Number | 9,10 |
| Jurisdiction | LAWRENCE MO |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 470202 |
Source: Lawrence County assessment roll, APN 099030004009003000, as of August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 E CENTER ST, MOUNT VERNON, MO 65712-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MISSOURI ELECTRIC CO-OP EMPLOYEES CU |
| Aug 06, 2025 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| May 20, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage MISSOURI ELECTRIC CO-OP EMPLOYEES C |
| Oct 04, 2018 | Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2025 · Amount on Record |
| Deed Sale | Aug 06, 2025 · Amount on Record |
| Prior Sale | May 20, 2020 · Amount on Record |
| Deed Document Number | 20253712 |
| Deed Book / Page | 2025 / 3712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Property Address | 539 E CENTER ST, MOUNT VERNON, MO 65712-1207 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 539 E CENTER ST, MOUNT VERNON, MO 65712-1207 |
| Document Number | 00457/5802 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 457/5802 |
| Instrument | 2021-00005849 |
| Name | MISSOURI ELECTRIC CO-OP EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | Aug 06, 2025 |
| Property Address | 539 E CENTER ST, MOUNT VERNON, MO 65712-1207 |
| Document Number | 02025/3712 |
| Book / Page | 2025 / 3712 |
| Instrument Date | Aug 01, 2025 |
| Instrument | 2025003712 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 E CENTER ST, MOUNT VERNON, MO 65712-1207 |
| Document Number | 0020253713 |
|---|---|
| Date | Aug 06, 2025 |
| Instrument | 2025/3713 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | May 20, 2020 |
| Property Address | 539 E CENTER ST, MOUNT VERNON, MO 65712-1207 |
| Document Number | 00456/2325 |
| Book / Page | 456 / 2325 |
| Instrument Date | May 13, 2020 |
| Instrument | 2020-00002349 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 936 SUNSHINE DR, MOUNT VERNON, MO 65712-1735 |
| Document Number | 0004562326 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 456/2326 |
| Name | MISSOURI ELECTRIC CO-OP EMPLOYEES C |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5% |
| Index | Other |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | Oct 04, 2018 |
| Property Address | 539 E CENTER ST, MOUNT VERNON, MO 65712-1207 |
| Document Number | 00454/4528 |
| Book / Page | 454 / 4528 |
| Instrument Date | Oct 03, 2018 |
| Instrument | 2018-00004694 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 E CENTER ST, MOUNT VERNON, MO 65712-1207 |
| Investor | Possibly a Property Investor |
| Document Number | 201800004695 |
|---|---|
| Date | Oct 04, 2018 |
| Instrument | 2018-00004695 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Lawrence County assessment roll as of August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lawrence County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon R-V School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,320 (-) Land $2,300 Building $19,020 | ||
| 2025 | $1,048.00 (+0.1%) | $21,320 (+9.56%) Land $2,300 Building $19,020 | $102,421 (-) |
| 2024 | $1,047.00 (+8.95%) | ||
| 2023 | $961.00 (+6.9%) | $19,460 Land $2,300 Building $17,160 | $102,421 |
| 2022 | $899.00 |
Source: FEMA National Flood Hazard Layer, Lawrence County (29109C), as of August 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 339 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system MO5010553, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT VERNON PWS serves 4,575 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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