545 E Acton Ave, Wood River, IL 62095 Property Records

Madison County property record for 545 E Acton Ave, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,015 sqft · built 1925
Lot Size	0.106 acres (4,656 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Dec 2025)
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
APN	`19-2-08-27-06-102-017`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-27-06-102-017`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,015 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,656 sqft (0.106 acres)
Lot Dimensions	120 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	545 E ACTON AVE
City	WOOD RIVER
State	IL
Zip	62095-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNINGS FOURTH ADD LOT 15 38.8X120
Legal Subdivision	PENNINGS FOURTH ADDN
Legal Lot Number	15
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2022
Census Tract	401102

Owner

545 E Acton Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 E ACTON AVE, WOOD RIVER, IL 62095-2117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	May 17, 2016 · Amount on File
Deed Document Number	202534218
Prior Transfer Date	Jan 11, 2010
Prior Transfer Doc	0000005243
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 5, 2025
Property Address	545 E ACTON AVE, WOOD RIVER, IL 62095-2117
Document Number	0000034218
Map Reference	PB 11 PG 51
Instrument Date	Dec 5, 2025
Instrument	2025R34218
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NIL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 E ACTON AVE, WOOD RIVER, IL 62095-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 E ACTON AVE, WOOD RIVER, IL 62095-2117

Mortgage

Document Number	0000034219
Date	Dec 5, 2025
Instrument	2025R34219

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Adjustable	Adjustable Rate Rider
Change Frequency	3 Years
Min Rate At Change	4.5%
Max Rate At Change	8.13%
Index	Other
Margin	3
Max Rate	12.1%

Tax Assessment & Valuation

The 2025 property tax bill for 545 E Acton Ave was $2,584, up 10.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00 (+10.57%)	$29,520 (+8.37%) Land $4,120 Building $25,400	$88,560 (+8.37%) Land $12,360 Building $76,200
2024	$2,337.00	$27,240 Land $3,800 Building $23,440	$81,720 Land $11,400 Building $70,320
2022	$1,555.00	$23,440 Land $3,270 Building $20,170	$70,391 Land $9,820 Building $60,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 545 E Acton Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 545 E Acton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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