523 E Acton Ave, Wood River, IL 62095 Property Records

Madison County property record for 523 E Acton Ave, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1922
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$58,000 (Jan 2026)
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2018 Transfer + 1 more
APN	`19-2-08-27-06-102-020`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-27-06-102-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1953
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	523 E ACTON AVE
City	WOOD RIVER
State	IL
Zip	62095-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNINGS FOURTH ADD LOT 12 50X120
Legal Subdivision	PENNINGS FOURTH ADDN
Legal Lot Number	12
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2022
Census Tract	401102

Owner

523 E Acton Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 E ACTON AVE, WOOD RIVER, IL 62095-2117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA
Mar 7, 2018	Quit Claim Deed, Transfer LAKESIDE TITLE AND ESCROW AGENCY
Jan 4, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Jul 9, 2007 · Amount on File
Deed Document Number	20261144
Prior Transfer Date	Mar 7, 2018
Prior Transfer Doc	0000006973
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 13, 2026
Property Address	523 E ACTON AVE, WOOD RIVER, IL 62095-2117
Document Number	0000001144
Map Reference	PB 11 PG 51
Instrument Date	Dec 23, 2025
Instrument	2026R01144
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E ACTON AVE, WOOD RIVER, IL 62095-2117

Mortgage

Document Number	0000001145
Date	Jan 13, 2026
Instrument	2026R01145

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.06%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Mar 7, 2018
Property Address	523 E ACTON AVE, WOOD RIVER, IL 62095-2117
Document Number	0000006973
Instrument Date	Mar 7, 2018
Instrument	6973
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	LAKESIDE TITLE AND ESCROW AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 GEORGE ST WOOD RIVER IL 620951658, WOOD RIVER, IL 62095-1658

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Jan 4, 2018
Property Address	523 E ACTON AVE, WOOD RIVER, IL 62095-2117
Document Number	0000000260
Map Reference	PB11 PG51
Instrument Date	Dec 20, 2017
Instrument	2018R00260
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E ACTON AVE, WOOD RIVER, IL 62095-2117

Mortgage

Document Number	0000000261
Date	Jan 4, 2018
Instrument	2018R00261

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 523 E Acton Ave was $2,679, up 10.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,679.00 (+10.61%)	$30,600 (+8.36%) Land $5,290 Building $25,310	$91,800 (+8.36%) Land $15,870 Building $75,930
2024	$2,422.00	$28,240 Land $4,880 Building $23,360	$84,720 Land $14,640 Building $70,080
2022	$2,156.00	$24,300 Land $4,200 Building $20,100	$72,973 Land $12,613 Building $60,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 523 E Acton Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 523 E Acton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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