545 E 4th St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 545 E 4th St, Zumbrota, MN 55992

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,814 sqft · built 1900
Lot Size	0.33 acres (14,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (Jul 2001)
Tax Bill	$3,360 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72.540.0620`

Property Details

APN / Parcel Number

Primary APN	`72.540.0620`
Alternative APN	`9019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
Gross Area	2,426 sqft
Basement Area	648 sqft
Finished Basement	462 sqft
Unfinished Basement	186 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,409 sqft (0.33 acres)
Lot Width	60 ft Width
Garage Type	Detached
Garage Area	720 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9019
Street Address	545 E 4TH ST
City	ZUMBROTA
State	MN
Zip	55992-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEARNS ADDITION ID# 22-0420-05000 LOTS 2 AND 7 BLK 20 DOC# 491621
Legal Subdivision	STEARNS ADDITION
Legal Block	20
Legal Lot Number	2,7
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	4
Census Block	4007
Census Tract	80900

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 E 4TH ST, ZUMBROTA, MN 55992-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2001 · Amount on Record
Deed Sale	Jul 25, 2001 · Amount on Record
Deed Document Number	200110447
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	545 E 4TH ST, ZUMBROTA, MN 55992-1527
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	674617
Date	Apr 22, 2021
Instrument	674617

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,360.00 (+14.83%) Homeowner's exemption	$264,000 (+5.1%) Land $49,000 Building $215,000	$264,000 (+5.1%) Land $49,000 Building $215,000
2025		$251,200 (+2.82%) Land $46,600 Building $204,600	$251,200 (+2.82%) Land $46,600 Building $204,600
2023	$2,926.00 Homeowner's exemption	$244,300 Land $46,600 Building $197,700	$244,300 Land $46,600 Building $197,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Zumbrota serves 3,172 people · EPA ID MN1250020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
TSC DSL · Fiber in parts of the area	100 / 20

May also be available: GigFire.

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