523 E 4th St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 523 E 4th St, Zumbrota, MN 55992

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,168 sqft · built 1890
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$2,152 (2026)
Deeds & Mortgages	Nov 2018 Sale Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`72.540.0600`

Property Details

APN / Parcel Number

Primary APN	`72.540.0600`
Alternative APN	`43902`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	2,396 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Width	59.9 ft Width
Garage Type	Detached
Garage Area	960 sqft
Driveway	Driveway
Porch	Slab
Porch Area	496 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	43902
Street Address	523 E 4TH ST
City	ZUMBROTA
State	MN
Zip	55992-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEARNS ADDITION .19 AC DOC#651216 LOT 1 & N19.75FT LOT 8 BLK 20 ID# 22-0420-04700 (PT)
Legal Subdivision	STEARNS ADDITION
Legal Block	20
Legal Lot Number	1,8
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	4
Census Block	4007
Census Tract	80900

Owner

523 E 4th St is owned and occupied by an individual who acquired it in November 2017.

Source: Goodhue County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	523 E 4TH ST, EN, ZUMBROTA, MN 55992-1527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Warranty Deed, Transfer
Nov 21, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 7, 2017
Transfer Doc	0000643595
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Nov 2, 2018
Property Address	523 E 4TH ST, ZUMBROTA, MN 55992-1527
Document Number	000A651216
Instrument Date	Oct 16, 2018
Instrument	A651216
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E 4TH ST, ZUMBROTA, MN 55992-1527

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GOODHUE MN
Recording Date	Nov 21, 2017
Property Address	523 E 4TH ST, ZUMBROTA, MN 55992-1527
Document Number	0000643595
Instrument Date	Nov 7, 2017
Instrument	643595
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$1.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	799 WARREN AVE, ZUMBROTA, MN 55992-1167

Tax Assessment & Valuation

The 2026 property tax bill for 523 E 4th St was $2,152 with a homeowner's exemption.

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,152.00 Homeowner's exemption	$181,800 (+4.72%) Land $36,200 Building $145,600	$181,800 (+4.72%) Land $36,200 Building $145,600
2025		$173,600 Land $34,400 Building $139,200	$173,600 Land $34,400 Building $139,200
2023	$1,986.00 Homeowner's exemption	$167,800 Land $34,400 Building $133,400	$167,800 Land $34,400 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 E 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Zumbrota serves 3,172 people · EPA ID MN1250020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
TSC DSL · Fiber in parts of the area	100 / 20

May also be available: GigFire.

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