545 E 2nd St, Coal City, IL 60416 Property Records

Grundy County property record for 545 E 2nd St, Coal City, IL 60416

Property Summary

Property Type	Single Family Home
Details	1,705 sqft · built 1920
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jun 2020)
Tax Bill	$6,106 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-380-002`

Property Details

APN / Parcel Number

Primary APN	`06-35-380-002`

Interior

Building Area	1,705 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	545 E 2ND ST
City	COAL CITY
State	IL
Zip	60416-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUFFERNS ADD LT 4 & LT 5 (EX W25') BLK 16 SEC 35-33-8
Legal Range	08W
Legal Township	33N
Legal Section	35
Legal Subdivision	SUFFERNS ADDITION
Legal Block	16
Legal Lot Number	4-5
Jurisdiction	GRUNDY IL
Township / Civil Division	FELIX
Census Block Group	4
Census Block	4041
Census Tract	700

Owner

Source: Grundy County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	545 E 2ND ST, COAL CITY, IL 60416-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2026	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE
May 12, 2020	Deed of Trust, Mortgage FIRST MIDWEST BK
May 19, 2020	Warranty Deed, Transfer ATTORNEY
Mar 21, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	2020593414
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Oct 16, 2026
Property Address	545 E 2ND ST, COAL CITY, IL 60416-1105
Document Number	0000642109
Instrument Date	Sep 17, 2026
Instrument	2026642109
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,723.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	545 E 2ND ST, COAL CITY, IL 60416-1105

Mortgage

Document Number	0000642110,
Date	Oct 16, 2026
Instrument	2026642110

Lender

Name	ENVOY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	545 E 2ND ST, COAL CITY, IL 60416-1105
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7705 E SHELLY RD CISSNA PARK IL 60924, CISSNA PARK, IL 60924

Mortgage

Document Number	592589
Date	May 19, 2020
Instrument	592589

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	CARBON HILL, IL 60416

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate	3.12%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	May 19, 2020
Property Address	545 E 2ND ST, COAL CITY, IL 60416-1105
Document Number	0000592588
Instrument Date	May 5, 2020
Instrument	592588
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$292.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 PLANTAIN DR, MINOOKA, IL 60447-8215

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Mar 21, 2017
Property Address	545 E 2ND ST, COAL CITY, IL 60416-1105
Document Number	0000568691
Instrument Date	Mar 20, 2017
Instrument	568691
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	COAL CITY, IL 60416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 E KANKAKEE RIVER DR, WILMINGTON, IL 60481-1044

Mortgage

Document Number	0000568692
Date	Mar 21, 2017
Instrument	568692

Lender

Name	UNIVERSAL AMERICAN MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Felix Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,106.00 (+35.93%)	$83,198 (+23.8%) Land $16,234 Building $66,964	$249,594 (+23.8%) Land $48,702 Building $200,892
2022	$4,492.00 Homeowner's exemption Additional exemption filed	$67,202 Land $13,113 Building $54,089	$201,606 Land $39,339 Building $162,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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