490 E 2nd St, Coal City, IL 60416 Property Records

Grundy County property record for 490 E 2nd St, Coal City, IL 60416

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1940
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$133,500 (Nov 2018)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-35-376-008`

Property Details

APN / Parcel Number

Primary APN	`06-35-376-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	490 E 2ND ST
City	COAL CITY
State	IL
Zip	60416-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUFFERNS ADD COAL CITY E1/2 LT 11 & ALL LT 12 BLK 12 SEC 35-33-8
Legal Range	08W
Legal Township	33N
Legal Section	35
Legal Subdivision	SUFFERNS ADDITION
Legal Block	12
Legal Lot Number	11-12
Jurisdiction	GRUNDY IL
Township / Civil Division	FELIX
Census Block Group	3
Census Block	3027
Census Tract	700

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 E 2ND ST, COAL CITY, IL 60416-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Nov 16, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	May 5, 2015 · Amount on Record
Deed Document Number	2018581337
Prior Transfer Date	Apr 30, 2015
Prior Transfer Doc	0000553836
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	490 E 2ND ST, COAL CITY, IL 60416-1102
Document Number	0000593526
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 E 2ND ST COAL CITY IL 604161102, COAL CITY, IL 60416-1102

Mortgage

Document Number	0000593526
Date	Jun 23, 2020
Instrument	593526

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	EL TORO, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Nov 16, 2018
Property Address	490 E 2ND ST, COAL CITY, IL 60416-1102
Document Number	0000581337
Instrument Date	Nov 2, 2018
Instrument	581337
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11075 GROVE RD MINOOKA IL 604479499, MINOOKA, IL 60447-9499

Mortgage

Document Number	581338
Date	Nov 16, 2018
Instrument	581338

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Felix Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,080.00 (+55.9%)	$55,598 (+33.44%) Land $16,129 Building $39,469	$166,794 (+33.44%) Land $48,387 Building $118,407
2022	$2,617.00 Homeowner's exemption	$41,666 Land $13,028 Building $28,638	$124,998 Land $39,084 Building $85,914

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures