545 Desparado Rd, Bailey, CO 80421 Property Records

Park County property record for 545 Desparado Rd, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,567 sqft · built 1994
Lot Size	6.01 acres (261,796 sqft)
Owner	Individual Name on File
Last Sale	$584,000 (Feb 2020)
Tax Bill	$5,354 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0016325`

Property Details

APN / Parcel Number

Primary APN	`R0016325`
Alternative APN	`16325`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,567 sqft Living Area
1st Floor Area	2,269 sqft
2nd Floor Area	1,298 sqft
Basement Area	1,838 sqft
Finished Basement	1,838 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	261,796 sqft (6.01 acres)
Terrain	Other
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	688 sqft
Deck Area	568 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16325
Street Address	545 DESPARADO RD
City	BAILEY
State	CO
Zip	80421-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R72 S28 SE4 DEER CREEK VALLEY RANCHOS UNIT 4 LOT 136
Legal Range	72
Legal Township	06
Legal Section	28
Legal Subdivision	DEER CRK VALLEY UNIT 4
Legal Lot Number	136
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	2
Census Block	2033
Census Tract	102

Owner

Source: Park County records · APN R0016325

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	545 DESPARADO RD, BAILEY, CO 80421-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 02, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 27, 2020	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Dec 18, 2006 · Amount on Record
Deed Document Number	763511
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	545 DESPARADO RD, BAILEY, CO 80421-1009
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 DESPARADO RD, BAILEY, CO 80421-1009

Mortgage

Document Number	0000792220
Date	May 02, 2022
Instrument	792220

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	545 DESPARADO RD, BAILEY, CO 80421-1009
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000778979
Date	May 04, 2021
Instrument	778979

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Feb 27, 2020
Property Address	545 DESPARADO RD, BAILEY, CO 80421-1009
Document Number	0000763511
Instrument Date	Feb 26, 2020
Instrument	763511
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 DESPARADO RD BAILEY CO 804211009, BAILEY, CO 80421-1009

Mortgage

Document Number	763512
Date	Feb 27, 2020
Instrument	763512

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

Tax Assessment & Valuation

Source: Park County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,354.00 (+5.41%)	$83,650 (-4.17%) Land $17,320 Building $66,330	$1,338,454 (-1.43%) Land $277,098 Building $1,061,356
2023	$5,079.00 (+15.51%)	$87,290 (+25.69%) Land $18,360 Building $68,930	$1,357,930 (+35.89%) Land $285,621 Building $1,072,309
2022	$4,397.00	$69,450 Land $11,170 Building $58,280	$999,316 Land $160,772 Building $838,544

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 27, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lumen Technologies DSL	60 / 5
JAB Wireless Fixed Wireless	50 / 10

May also be available: Verizon.

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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