296 Desparado Rd, Bailey, CO 80421 Property Records

Park County property record for 296 Desparado Rd, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,988 sqft · built 1999
Lot Size	6.04 acres (263,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$955,000 (Apr 2026)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0015406`

Property Details

APN / Parcel Number

Primary APN	`R0015406`
Alternative APN	`15406`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,988 sqft
Basement Area	1,280 sqft
Finished Basement	1,280 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	263,102 sqft (6.04 acres)
Garage Type	Built-in
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	893 sqft
Deck Area	697 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15406
Street Address	296 DESPARADO RD
City	BAILEY
State	CO
Zip	80421-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R72 S29 SW4 DEER CREEK VALLEY RANCHOS UNIT 3 LOT 09
Legal Subdivision	DEER CRK VALLEY UNIT 3
Legal Lot Number	9
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1063
Census Tract	102

Owner

Source: Park County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	296 DESPARADO RD, BAILEY, CO 80421-1008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit COLORADO CREDIT UNION
Sep 30, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 1, 2022	Warranty Deed, Transfer UNKNOWN, GUARDIAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Sep 30, 2024 · Amount on Record
Deed Document Number	2026825970
Prior Transfer Date	Sep 6, 2007
Prior Transfer Doc	0000650955
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Apr 7, 2026
Property Address	296 DESPARADO RD, BAILEY, CO 80421-1008
Document Number	0000825970
Instrument Date	Apr 6, 2026
Instrument	2026825970
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,645.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	296 DESPARADO RD, BAILEY, CO 80421-1008

Mortgage

Document Number	0000825971,
Date	Apr 7, 2026
Instrument	2026825971

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Recording Date	Apr 6, 2026
Property Address	296 DESPARADO RD, BAILEY, CO 80421-1008
Document Number	0000825942
Instrument Date	Apr 1, 2026
Instrument	2026825942
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 DESPARADO RD, BAILEY, CO 80421-1008

Mortgage

Document Number	0000825942,
Date	Apr 6, 2026
Instrument	2026825942

Lender

Name	COLORADO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Sep 30, 2024
Property Address	296 DESPARADO RD, BAILEY, CO 80421-1008
Document Number	0000812716
Instrument Date	Sep 27, 2024
Instrument	812716
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 DESPARADO RD, BAILEY, CO 80421-1008

Mortgage

Document Number	0000812717
Date	Sep 30, 2024
Instrument	812717

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Sep 1, 2022
Property Address	296 DESPARADO RD, BAILEY, CO 80421-1008
Document Number	0000795949
Instrument Date	Aug 30, 2022
Instrument	795949
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$85.31
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 DESPARADO RD, BAILEY, CO 80421-1008
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Park County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,654.00 (+13.44%)	$57,090 (+3.13%) Land $20,100 Building $36,990	$913,328 (+3.65%) Land $321,539 Building $591,789
2023	$3,221.00 (+16.24%)	$55,360 (+26.45%) Land $17,990 Building $37,370	$881,128 (+39.87%) Land $286,307 Building $594,821
2022	$2,771.00	$43,780 Land $11,200 Building $32,580	$629,961 Land $161,207 Building $468,754

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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