545 Depot St, Monroe, MI 48161 Property Records

Monroe County property record for 545 Depot St, Monroe, MI 48161

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,354 sqft · built 2005
Lot Size	3.58 acres (156,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (May 2025)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00901-148`

Property Details

APN / Parcel Number

Primary APN	`55-19-00901-148`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,354 sqft Living Area
1st Floor Area	881 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	156,370 sqft
Terrain	Rolling
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	545 DEPOT ST
City	MONROE
State	MI
Zip	48161-2486
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1A
Legal Description	TOWNES ON FRONT STREET CONDOS BUILDING 11 UNIT 48
Legal Subdivision	TOWNES ON FRONT STREET CONDO
Legal Unit	48
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2015
Census Tract	832100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33525 MORRIS ST, WAYNE, MI 48184-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 19, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Sep 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Jan 18, 2012 · Amount on Record
Deed Document Number	20258147
Prior Transfer Date	Mar 24, 2011
Prior Transfer Doc	0000006626
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	545 DEPOT ST, MONROE, MI 48161-2486
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 DEPOT ST, MONROE, MI 48161-2486

Mortgage

Document Number	0000002370
Date	Feb 19, 2025
Instrument	2025R02370

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 20, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 19, 2025
Property Address	545 DEPOT ST, MONROE, MI 48161-2486
Document Number	0000008147
Map Reference	PL 2307 PG 92
Instrument Date	May 16, 2025
Instrument	2025R08147
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1186 PARKLANE CIR, GRAND BLANC, MI 48439-8054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33525 MORRIS ST, WAYNE, MI 48184-2705

Mortgage

Document Number	0000008590
Date	May 19, 2025
Instrument	2025R08590

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Sep 16, 2021
Property Address	545 DEPOT ST, MONROE, MI 48161-2486
Document Number	2021R23949
Map Reference	LB 2307 PG 92
Instrument Date	Sep 13, 2021
Instrument	2021R23949
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 DEPOT ST, MONROE, MI 48161-2486

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,400 (+4.97%) Land $82,400	$164,800 (+4.97%) Land $164,800
2025	$1,786.00 (+4.44%) Homeowner's exemption	$78,500 (+26.08%) Land $78,500	$157,000 (+26.08%) Land $157,000
2024	$1,710.00 (+9.4%)
2023	$1,563.00 Homeowner's exemption	$62,260	$124,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Spectrum.

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