525 Depot St, Monroe, MI 48161 Property Records

Monroe County property record for 525 Depot St, Monroe, MI 48161

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,354 sqft · built 2005
Lot Size	3.58 acres (156,370 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Aug 2024)
Tax Bill	$3,463 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00901-160`

Property Details

APN / Parcel Number

Primary APN	`55-19-00901-160`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,354 sqft Living Area
1st Floor Area	881 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	156,370 sqft
Terrain	Rolling
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	525 DEPOT ST
City	MONROE
State	MI
Zip	48161-2486
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1A
Legal Description	TOWNES ON FRONT STREET CONDOS BUILDING 13 UNIT 60
Legal Subdivision	TOWNES ON FRONT STREET CONDO
Legal Unit	60
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2015
Census Tract	832100

Owner

525 Depot St, a condominium, is owned and occupied by two individuals who acquired it in May 2025.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 DEPOT ST, MONROE, MI 48161-2486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Oct 10, 2025	Intrafamily Transfer, Transfer
Aug 8, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on File
Deed Sale	Aug 8, 2024 · Amount on File
Prior Sale	Dec 28, 2023 · Amount on File
Deed Document Number	202411621
Last Transfer Date	May 30, 2025
Transfer Doc	0000016773
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	525 DEPOT ST, MONROE, MI 48161-2486
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 DEPOT ST, MONROE, MI 48161-2486

Mortgage

Document Number	0000011870
Date	Aug 10, 2023
Instrument	2023R11870

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Oct 10, 2025
Property Address	525 DEPOT ST, MONROE, MI 48161-2486
Document Number	0000016773
Map Reference	LB 2307 PG 92-183
Instrument Date	May 30, 2025
Instrument	2025R16773
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 DEPOT ST, MONROE, MI 48161-2486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WINCHESTER ST, MONROE, MI 48161-1244

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 8, 2024
Property Address	525 DEPOT ST, MONROE, MI 48161-2486
Document Number	0000011621
Map Reference	MB 2307 PG 92-183
Instrument Date	Jul 24, 2024
Instrument	2024R11621
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	LAWYERS TITLE AGENCY, LAWYERS TITLE AGENCY OF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4023 HOLLYHOCK LN, MAUMEE, OH 43537-9240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E CULLERTON ST APT 607, 607, CHICAGO, IL 60616-4353

Mortgage

Document Number	0000011622
Date	Aug 8, 2024
Instrument	2024R11622

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 28, 2023
Property Address	525 DEPOT ST, MONROE, MI 48161-2486
Document Number	0000018827
Map Reference	LB 2307 PG 92-183
Instrument Date	Dec 21, 2023
Instrument	2023R18827
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 DEPOT ST # 60, 60, MONROE, MI 48161-2486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 DEPOT ST, MONROE, MI 48161-2486

Mortgage

Document Number	0000018828
Date	Dec 28, 2023
Instrument	2023R18828

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	525 DEPOT ST, MONROE, MI 48161-2486
Document Number	0000020830
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 DEPOT ST MONROE MI 481612486, MONROE, MI 48161-2486

Mortgage

Document Number	0000020830
Date	Dec 2, 2019
Instrument	20830

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 525 Depot St was $3,463 with a homeowner's exemption, up 9.3% from the year before.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,400 (+4.97%) Land $82,400	$164,800 (+4.97%) Land $164,800
2025	$3,463.00 (+9.31%) Homeowner's exemption	$78,500 Land $78,500	$157,000 Land $157,000
2024	$3,168.00 (+116.1%)
2023	$1,466.00 Homeowner's exemption	$62,260	$124,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 525 Depot St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 525 Depot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Spectrum.

Nearby Properties on Depot St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures