545 Cumberland Dr, Lima, OH 45804 Property Records

Allen County property record for 545 Cumberland Dr, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1974
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jan 2022)
Tax Bill	$3,157 (2025)
Deeds & Mortgages	Jan 2022 Sale Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`37-3309-06-044.000`

Property Details

APN / Parcel Number

Primary APN	`37-3309-06-044.000`
Alternative APN	`H2737330906044000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,080 sqft
Upper Floors Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	119 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	545 CUMBERLAND DR
City	LIMA
State	OH
Zip	45804-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB HILLS NO 7 LOT 25784 JOINT TEN FF 100.00
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	25784
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	3
Census Block	3010
Census Tract	11301

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 CUMBERLAND DR, LIMA, OH 45804-3503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Survivorship Deed, Transfer
Jan 7, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	2022810
Deed Book / Page	2022 / 810
Prior Transfer Date	Dec 29, 2021
Prior Transfer Doc	1070000185
Record Updated	Sep 20, 2026

January 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 21, 2022
Property Address	545 CUMBERLAND DR, LIMA, OH 45804-3503
Document Number	1210000810
Book / Page	2022 / 810
Map Reference	MB 12 PG 43
Instrument Date	Jan 21, 2022
Instrument	202201210000810
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	545 CUMBERLAND DR, LIMA, OH 45804-3503

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Jan 7, 2022
Property Address	545 CUMBERLAND DR, LIMA, OH 45804-3503
Document Number	1070000185
Book / Page	2022 / 185
Map Reference	MB 12 PG 43
Instrument Date	Dec 29, 2021
Instrument	202201070000185
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4230 HICKORY PL, LIMA, OH 45807-2289

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,157.00 (-0.6%)	$70,770 (-) Land $11,760 Building $59,010	$202,200 (-) Land $33,600 Building $168,600
2024	$3,176.00 (+14.33%)	$70,770 (+17.95%) Land $11,760 Building $59,010	$202,200 (+17.97%) Land $33,600 Building $168,600
2023	$2,778.00 (-1.14%)	$60,000 (-) Land $9,980 Building $50,020
2022	$2,810.00	$60,000 Land $9,980 Building $50,020
2021			$171,400 Land $28,500 Building $142,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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