Allen County property record for 511 Cumberland Dr, Lima, OH 45804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,241 sqft · built 1971 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,190 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Jun 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-3309-06-041.000 |
| Primary APN | 37-3309-06-041.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,241 sqft Living Area |
| Gross Area | 3,161 sqft |
| 1st Floor Area | 873 sqft |
| Upper Floors Area | 518 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 580 sqft |
| Patio Area | 77 sqft |
| Shed | 1 Shed |
| Shed Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 511 CUMBERLAND DR |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45804-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB HILLS NO 7 LOT 25787 FF 75.00 |
| Legal Subdivision | COUNTRY CLUB HILLS |
| Legal Lot Number | 25787 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | BATH |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11301 |
Source: Allen County records · APN 37-3309-06-041.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 CUMBERLAND DR, LIMA, OH 45804-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 17, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 17, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 01, 1990 |
| Deed Sale | Jan 01, 1990 |
| Last Transfer Date | Jun 01, 2020 |
| Transfer Doc | 6170006501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 511 CUMBERLAND DR, LIMA, OH 45804-3503 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 7250007183 |
|---|---|
| Date | Jul 25, 2025 |
| Book Page | 2025/7183 |
| Instrument | 202507250007183 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Term | 240 Months |
| Due | Jul 25, 2045 |
| Change Frequency | Monthly |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jun 17, 2020 |
| Property Address | 511 CUMBERLAND DR, LIMA, OH 45804-3503 |
| Document Number | 0000006503 |
| Instrument Date | Jun 01, 2020 |
| Instrument | 6503 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 511 CUMBERLAND DR LIMA OH 458043503, LIMA, OH 45804-3503 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jun 17, 2020 |
| Property Address | 511 CUMBERLAND DR, LIMA, OH 45804-3503 |
| Document Number | 0000006501 |
| Instrument Date | Jun 01, 2020 |
| Instrument | 6501 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 511 CUMBERLAND DR LIMA OH 458043503, LIMA, OH 45804-3503 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Bath Township |
| Unified School District | Bath Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,190.00 (-0.62%) | $73,370 (-) Land $8,860 Building $64,510 | $209,600 (-) Land $25,300 Building $184,300 |
| 2024 | $3,210.00 (+14.6%) Homeowner's exemption | $73,370 (+18.03%) Land $8,860 Building $64,510 | $209,600 (+18.02%) Land $25,300 Building $184,300 |
| 2023 | $2,801.00 (-1.13%) Homeowner's exemption | $62,160 (-) Land $7,490 Building $54,670 | |
| 2022 | $2,833.00 Homeowner's exemption | $62,160 Land $7,490 Building $54,670 | |
| 2021 | $177,600 Land $21,400 Building $156,200 |
Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Hanson Communications.
Based on FCC filings for 220 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LIMA CITY serves 65,619 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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