545 Colonel Thomas Heyward Rd, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 545 Colonel Thomas Heyward Rd, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,120 sqft · built 2004
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$364,995 (Aug 2022)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11574363`

Property Details

APN / Parcel Number

Primary APN	`11574363`
Alternative APNs	`R600 028 000 0842 0000` `R603 028 000 0842 0000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	545 COLONEL THOMAS HEYWARD RD
City	BLUFFTON
State	SC
Zip	29909-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 901 EAGLE'S LANDING BLK 50 PB99 P86 PB100 P188 PB102 P122
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	50
Legal Lot Number	901
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2001
Census Tract	2109

Owner

545 Colonel Thomas Heyward Rd is owned and occupied by an individual who bought it in August 2022.

Source: Beaufort County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	545 COLONEL THOMAS HEYWARD RD, BLUFFTON, SC 29909-6014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 31, 2022	Warranty Deed, Transfer · VA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Aug 8, 2005 · Amount on File
Deed Document Number	202249784
Deed Book / Page	4178 / 1548
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	545 COLONEL THOMAS HEYWARD RD, BLUFFTON, SC 29909-6014
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055326
Date	Aug 2, 2021
Book Page	4044/496
Instrument	2021055326

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 31, 2022
Property Address	545 COLONEL THOMAS HEYWARD RD, BLUFFTON, SC 29909-6014
Document Number	0000049784
Book / Page	4178 / 1548
Map Reference	MB 102 PG 122
Instrument Date	Aug 17, 2022
Instrument	2022049784
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$949.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 COLONEL THOMAS HEYWARD RD, BLUFFTON, SC 29909-6014

Mortgage

Document Number	0000049785
Date	Aug 31, 2022
Book Page	4178/1552
Instrument	2022049785

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 545 Colonel Thomas Heyward Rd was $1,561, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (-0.06%)	$14,010 (-)
2024	$1,562.00 (-69.86%)	$14,010 (-33.32%)	$350,200 (-) Land $67,500 Building $282,700
2023	$5,182.00 (+602.17%)	$21,010 (+176.59%)	$350,200 (+84.41%) Land $67,500 Building $282,700
2022	$738.00	$7,596 Land $2,080 Building $5,516	$189,900 Land $52,000 Building $137,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 Colonel Thomas Heyward Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Colonel Thomas Heyward Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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