Polk County property record for 545 Cody Caleb Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,773 sqft · built 2006 |
| Lot Size | 0.237 acres (10,337 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,900 (Jul 2006) |
| Tax Bill | $1,266 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-25-590013-000650 |
| Primary APN | 26-28-25-590013-000650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,773 sqft Living Area |
| Gross Area | 3,214 sqft |
| 1st Floor Area | 1,271 sqft |
| Upper Floors Area | 1,502 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,337 sqft (0.237 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 32 sqft |
| Street Address | 545 CODY CALEB DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAVANNAH ESTATES PLAT BOOK 129 PGS 34 & 35 LOT 65 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | SAVANNAH ESTATES |
| Legal Tract | 590013 |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 CODY CALEB DR, WINTER HAVEN, FL 33884-2253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2006 · Amount on Record |
| Deed Sale | Jul 27, 2006 · Amount on Record |
| Deed Document Number | 2006184785 |
| Deed Book / Page | 6890 / 2079 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,180 (+2.7%) | $279,188 (-1.73%) Land $42,000 Building $237,188 | |
| 2025 | $1,266.00 (+8.02%) Homeowner's exemption | $111,178 (+5.99%) | $284,106 (+0.67%) Land $42,000 Building $242,106 |
| 2023 | $1,172.00 (+4.27%) Homeowner's exemption | $104,898 (+3%) | $282,217 (+17.87%) Land $40,000 Building $242,217 |
| 2022 | $1,124.00 Homeowner's exemption | $101,843 | $239,433 Land $34,000 Building $205,433 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 134 units insured incl. 91 condo units |
| Nearby Flood Claims | 22 (1979–2022) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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