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535 Cody Caleb Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 535 Cody Caleb Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,642 sqft · built 2006
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Oct 2024)
Tax Bill$3,337 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-25-590013-000680

Property Details

APN / Parcel Number

Primary APN26-28-25-590013-000680
Alternative APNs
  • 252826590013000680
  • 52826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,642 sqft Living Area
Gross Area2,073 sqft
1st Floor Area1,642 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area7,200 sqft (0.165 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area431 sqft
PorchScreened/Unfinished Porch
Porch Area140 sqft

Location & Zoning

Street Address535 CODY CALEB DR
CityWINTER HAVEN
StateFL
Zip33884-2253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAVANNAH ESTATES PLAT BOOK 129 PGS 34 & 35 LOT 68
Legal Range26E
Legal Township28S
Legal Section25
Legal SubdivisionSAVANNAH ESTATES
Legal Tract590013
Legal Block1
Legal Lot Number68
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1009
Census Tract14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address535 CODY CALEB DR, WINTER HAVEN, FL 33884-2253
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2024 · Amount on File
Deed SaleOct 25, 2024 · Amount on File
Prior SaleJun 12, 2024 · Amount on File
Deed Document Number2024242910
Deed Book / Page13310 / 1343
Prior Transfer DateMar 4, 2009
Prior Transfer Doc0000086778
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address535 CODY CALEB DR, WINTER HAVEN, FL 33884-2253
Document Number0109820781
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 14, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 CODY CALEB DR WINTER HAVEN FL 338842253, WINTER HAVEN, FL 33884-2253

Mortgage

Document Number0109820781
DateSep 23, 2019
Book Page010982/000781
Instrument201266
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 22, 2039

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,891 (-2.27%) Land $42,000 Building $174,891$216,891 (-2.27%) Land $42,000 Building $174,891
2025$3,337.00 (+360.91%) Homeowner's exemption$221,921 (+173.33%) Land $42,000 Building $179,921$221,921 (-0.05%) Land $42,000 Building $179,921
2023$724.00 (+5.54%) Homeowner's exemption$81,192 (+3%)$222,032 (+6.84%) Land $40,000 Building $182,032
2022$686.00 Homeowner's exemption$78,827$207,811 Land $34,000 Building $173,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies134 units insured
incl. 91 condo units
Nearby Flood Claims22 (1979–2022)
Claims Outside the SFHA4 of 22
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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