545 Citrus Ave, Imperial Beach, CA 91932 Property Records

San Diego County property record for 545 Citrus Ave, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,022 sqft · built 1948
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`625-173-06-00`

Property Details

APN / Parcel Number

Primary APN	`625-173-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,022 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	545 CITRUS AVE
City	IMPERIAL BEACH
State	CA
Zip	91932-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6000
Legal Description	BLK A LOT 6 TR 002232
Legal Subdivision	SOUTH CORONADO
Legal Tract	002232
Legal Block	A
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	10501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	545 CITRUS AVE, IMPERIAL BEACH, CA 91932-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 1, 1993
Transfer Doc	0000888932
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 2, 2021
Property Address	545 CITRUS AVE, IMPERIAL BEACH, CA 91932-1111
Document Number	0000820865
Map Reference	MAP 2232
Instrument Date	Jun 30, 2021
Instrument	2021-0820865
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 CITRUS AVE, IMPERIAL BEACH, CA 91932-1111

Mortgage

Document Number	0000820866
Date	Dec 2, 2021
Instrument	2021-0820866

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Dec 20, 2098

Interest

Rate Type	Adjustable Rate
Rate	1.9%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year CMT

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	545 CITRUS AVE, IMPERIAL BEACH, CA 91932-1111
Document Number	0000078179
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 CITRUS AVE IMPERIAL BEACH CA 919321111, IMPERIAL BEACH, CA 91932-1111

Mortgage

Document Number	0000078179
Date	Feb 14, 2020
Instrument	78179

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.8%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	545 CITRUS AVE, IMPERIAL BEACH, CA 91932-1111
Document Number	0000078178
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 CITRUS AVE IMPERIAL BEACH CA 919321111, IMPERIAL BEACH, CA 91932-1111

Mortgage

Document Number	0000078178
Date	Feb 14, 2020
Instrument	78178

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.8%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$76,929 (+2%) Land $28,010 Building $48,919
2025	$1,458.00 (-8.93%) Homeowner's exemption	$75,421 (+4.04%) Land $27,461 Building $47,960
2023	$1,601.00 (+22.59%) Homeowner's exemption	$72,495 Land $26,396 Building $46,099
2022	$1,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	18 units insured incl. 4 condo units
Nearby Flood Claims	7 (1983–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Mar 2010 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon, Wyyerd Connect.

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