545 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 545 Cherry St, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,768 sqft · built 1970
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$77,500 (Nov 1996)
Tax Bill	$1,132 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1011-181-24-001.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-24-001.000`
Alternative APN	`580000249380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	545 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-5749
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	MCKEE ADD LOT 2260-2261 N70FT
Legal Subdivision	MCKEE ADD
Legal Lot Number	2260
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2004
Census Tract	800

Owner

Source: Hancock County records · APN 1011-181-24-001.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1108 W MELROSE AVE, FINDLAY, OH 45840-2056
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 1996 · Amount on Record
Deed Sale	Nov 19, 1996 · Amount on Record
Prior Sale	Jul 17, 1985 · Amount on Record
Last Transfer Date	Jul 14, 2004
Transfer Doc	0000011880
Record Updated	Sep 20, 2026

April 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HANCOCK OH
Recording Date	Apr 05, 2022
Property Address	545 CHERRY ST, FINDLAY, OH 45840-5749
Document Number	02593/1364
Book / Page	2593 / 1364
Instrument Date	Mar 10, 2022
Instrument	202200003144
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Date	Apr 05, 2022

Lender

Name	MICHAEL SMITH
Type	Seller

Agreement

Type	Land Contract
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,132.00 (+9.06%)	$35,990 (+26.59%) Land $6,550 Building $29,440	$102,810 (+26.55%) Land $18,700 Building $84,110
2023	$1,038.00	$28,430 Land $5,190 Building $23,240
2022			$81,240 Land $14,840 Building $66,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630008002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	32 in force
Nearby Flood Claims	230 (1981–2017)
Claims Outside the SFHA	11 of 230
Most Recent Claim	Jul 2017, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
HDER Link	Fixed Wireless (unlicensed)	100 / 100
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Defiance Holdings, Amplex Electric, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.