538 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 538 Cherry St, Findlay, OH 45840 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1900
Square Footage1,708 sqft Living Area
Lot Size5,149 sqft (0.118 acres)
Garage240 sqft
Last Sale$125,000 (2026)
Tax Bill$1,700.00 (2025)

Property Details

APN / Parcel Number

Primary APN1011-181-23-011.000
Alternative APN
  • 580000249440

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms9 Rooms
Building Area1,708 sqft Living Area
1st Floor980 sqft 1st Floor
2nd Floor728 sqft 2nd Floor
Basement Area728 sqft Basement
Unfinished Basement728 sqft Unfinished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionMansard Roof Construction
Roof MaterialShingle Roof
Lot Area5,149 sqft (0.118 acres)
Depth X Width103 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area240 sqft Garage
Patio Area220 sqft Patio
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address538 CHERRY ST
CityFINDLAY
StateOH
Zip45840-5750
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCKEE ADD LOT 2264 S103FT
Legal SubdivisionMCKEE ADD
Legal Lot Number2264
JurisdictionHANCOCK OH
Minor Civil DivisionFINDLAY
Census Blockgroup2
Census Block2003
Census Tract800

Owner

Source: Hancock County records · APN 1011-181-23-011.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1115 MUIRFIELD DR, FINDLAY, OH 45840-2956
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2010Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK OF THE MIDWEST
Apr 18, 2006Deed of Trust, Mortgage
CITIFINANCIAL INC
Sep 04, 2007Deed of Trust, Mortgage
EQUIFIRST CORP
Apr 21, 2026Warranty Deed, Transfer · Conventional Mortgage
LENDINGONE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleJul 13, 2009 · Amount on Record
Deed Doc Number20262773
Deed Book / Page2628 / 2689
Record RefreshedSep 20, 2026

July 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address538 CHERRY ST, FINDLAY, OH 45840-5750
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanyWHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02381/1211
DateJul 22, 2010
Book Page2381/1211
Instrument201000006653
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address538 CHERRY ST, FINDLAY, OH 45840-5750
Transaction TypeMortgage
Record UpdatedApr 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02291/1190
DateApr 18, 2006
Book Page2291/1190
Instrument200600004571
Lender
NameCITIFINANCIAL INC
TypeSubprime Lender
Address1924 TIFFIN AVE, FINDLAY, OH 45840
Agreement
AmountAmount Recorded
Term181 Months
DueMay 18, 2021

September 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address538 CHERRY ST, FINDLAY, OH 45840-5750
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanyGOLDEN KEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02325/1349
DateSep 04, 2007
Book Page2325/1349
Instrument200700010090
Lender
NameEQUIFIRST CORP
TypeSubprime Lender
AddressCHARLOTTE, NC 28273
Agreement
AmountAmount Recorded
Term360 Months
DueSep 01, 2037
Prepayment Penalty36 Months

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateApr 21, 2026
Property Address538 CHERRY ST, FINDLAY, OH 45840-5750
Document Number02628/2689
Book / Page2628 / 2689
Instrument DateApr 17, 2026
Instrument2026.2773
Transaction TypeTransfer
Record UpdatedMay 01, 2026
Title CompanyWHITMAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$37,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 MUIRFIELD DR, FINDLAY, OH 45840-2956
InvestorPossibly a Property Investor

Mortgage

Document Number0000002774,
DateApr 21, 2026
Book Page2628/2691
Instrument2026.2774
Lender
NameLENDINGONE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,700.00 (+8.77%)$54,040 (+26%) Land $4,740 Building $49,300$154,400 (+25.99%) Land $13,550 Building $140,850
2024$1,563.00 (-0.19%)$42,890 (-) Land $3,760 Building $39,130
2023$1,566.00$42,890 Land $3,760 Building $39,130
2022$122,550 Land $10,750 Building $111,800

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