545 Cape Monday Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 545 Cape Monday Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,016 sqft · built 1988
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$2,112,300 (Jul 2021)
Tax Bill	$11,749 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:13 L:0041`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:13 L:0041`
Alternative APN	`210`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Building Area	2,016 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Lot Area	15,246 sqft (0.35 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	210
Street Address	545 CAPE MONDAY RD
City	HARRISON
State	ME
Zip	04040-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Lot Number	41
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3006
Census Tract	15000

Owner

545 Cape Monday Rd is owned by an individual who bought it in July 2021.

Source: Cumberland County and Harrison Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	8 POND VIEW RD, HOLLISTON, MA 01746-3400
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage ANDROSCOGGIN BANK
Jul 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Deed Document Number	202150325
Deed Book / Page	38428 / 66
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	545 CAPE MONDAY RD, HARRISON, ME 04040-4208
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0354200001
Date	Jan 22, 2019
Book Page	35420/1
Instrument	2859

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2039

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Jul 15, 2021
Property Address	545 CAPE MONDAY RD, HARRISON, ME 04040-4208
Document Number	0384280066
Book / Page	38428 / 66
Instrument Date	Jul 13, 2021
Instrument	50325
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	8 POND VIEW RD, HOLLISTON, MA 01746-3400

Mortgage

Document Number	0000050326
Date	Jul 15, 2021
Instrument	50326

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 545 Cape Monday Rd was $11,749, up 6.6% from the year before.

Source: Cumberland County and Harrison Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,749.00 (+6.62%)	$1,431,100 (-) Land $677,900 Building $753,200
2024	$11,019.00 (+0.28%)	$1,431,100 (+68.66%) Land $677,900 Building $753,200
2023	$10,988.00 (+8.82%)	$848,500 (-) Land $360,000 Building $488,500
2022	$10,097.00	$848,500 Land $360,000 Building $488,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 Cape Monday Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Cape Monday Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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