532 Cape Monday Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 532 Cape Monday Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 980 sqft · built 1997
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (May 2017)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Jul 2019 Refinance Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:13 L:0017`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:13 L:0017`
Alternative APN	`130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	980 sqft Living Area
Gross Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Lot Area	33,977 sqft (0.78 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	130
Street Address	532 CAPE MONDAY RD
City	HARRISON
State	ME
Zip	04040-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STANDA
Legal Lot Number	17
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3017
Census Tract	15000

Owner

532 Cape Monday Rd is owned and occupied by an individual who bought it in May 2017.

Source: Cumberland County and Harrison Town records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	532 CAPE MONDAY RD, HARRISON, ME 04040-4224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK
Jul 15, 2020	Deed of Trust, Mortgage INFINITY FCU
Apr 28, 2017	Deed of Trust, Transfer INFINITY FCU
Apr 28, 2017	Deed of Trust, Mortgage INFINITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Deed Document Number	201719176
Deed Book / Page	33973 / 328
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	532 CAPE MONDAY RD, HARRISON, ME 04040-4224
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0358130022
Date	Jul 19, 2019
Book Page	35813/22
Instrument	32593

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	532 CAPE MONDAY RD, HARRISON, ME 04040-4224
Document Number	0369490112
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 CAPE MONDAY RD HARRISON ME 040404224, HARRISON, ME 04040-4224

Mortgage

Document Number	0369490112
Date	Jul 20, 2020
Book Page	036949/000112
Instrument	40835

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

April 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	532 CAPE MONDAY RD, HARRISON, ME 04040-4224
Document Number	0339730330
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	532 CAPE MONDAY RD HARRISON ME 040404224, HARRISON, ME 04040-4224

Mortgage

Document Number	0339730330
Date	May 1, 2017
Book Page	033973/000330
Instrument	19177

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	532 CAPE MONDAY RD, HARRISON, ME 04040-4224
Document Number	0339820241
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 CAPE MONDAY RD HARRISON ME 040404224, HARRISON, ME 04040-4224

Mortgage

Document Number	0339820241
Date	May 3, 2017
Book Page	033982/000241
Instrument	19810

Lender

Name	INFINITY FCU
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 532 Cape Monday Rd was $3,970, up 6.6% from the year before.

Source: Cumberland County and Harrison Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,970.00 (+6.63%)	$483,500 (-) Land $187,000 Building $296,500
2024	$3,723.00 (+25.65%)	$483,500 (+111.32%) Land $187,000 Building $296,500
2023	$2,963.00 (+8.81%)	$228,800 (-) Land $77,000 Building $151,800
2022	$2,723.00	$228,800 Land $77,000 Building $151,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 532 Cape Monday Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Cape Monday Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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