Pamlico County property record for 453 Alligator Loop Rd, Merritt, NC 28556
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1992 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Company Name on Record |
| Last Sale | $121,500 (May 2020) |
| Tax Bill | $625 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | I05-19-1 |
| Primary APN | I05-19-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Area | 364 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 28095 |
|---|---|
| Street Address | 453 ALLIGATOR LOOP RD |
| City | MERRITT |
| State | NC |
| Zip | 28556-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST SIDE SR 1334 PCA 78/-10 ALLIGATOR LOOP RD 6570873808000 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 950202 |
Source: Pamlico County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 25279, RALEIGH, NC 27611-5279 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on Record |
| Deed Sale | May 1, 2020 · Amount on Record |
| Prior Sale | Dec 17, 2001 · Amount on Record |
| Deed Book / Page | 660 / 624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | May 1, 2020 |
| Property Address | 453 ALLIGATOR LOOP RD, MERRITT, NC 28556-9506 |
| Document Number | 660/624 |
| Book / Page | 660 / 624 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 64, STONEWALL, NC 28583-0064 |
| Name | Verified Name |
|---|---|
| Address | 453 ALLIGATOR LOOP RD, MERRITT, NC 28556-9506 |
| Document Number | 660626 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 660/626 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $625.00 (+2.97%) | $90,029 (-) Land $13,742 Building $76,287 | $90,029 (-) Land $13,742 Building $76,287 |
| 2023 | $607.00 | $90,029 Land $13,742 Building $76,287 | $90,029 Land $13,742 Building $76,287 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 220 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 220 in force |
| Nearby Flood Claims | 886 (1983–2021) |
| Claims Outside the SFHA | 26 of 886 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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